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Updraft: Personal Loan reviews

4.96
Based on 11,023 reviews, last reviewed 7th May 2026
381100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great way to consolidate your existing debt Great way to consolidate your existing debt into a much more manageable payment. The customer service I have received has been second to none. Reviewed on: 7th May 2026
Daniel L's avatar
Daniel L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11023)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Amazing and friendly team

5
Reviewed on: 24th June 2023

Super

5
Easy service and great app for additional control and support Reviewed on: 19th June 2023

Excellent service

5
Updraft is an easy to apply for loan that allows you to check your balance and make extra payments with ease. Really good customer service. I am very pleased with the overall loan experience with updraft Reviewed on: 15th June 2023

The taste of trustful money

5
Updraft was very quick in paying the loan and the rate was so good too. Reviewed on: 12th June 2023

Perfect from start to finish

5
Easy to follow the guide through. All online so don’t have to wait for anyone on the phone and took less than 24 hours to get the funds. Couldn’t of made it any better Reviewed on: 5th June 2023

Would recommend

5
This is the 2nd loan I have had had with them and I have got to say has been the most easygoing application down load app apply and with in a day you have your loan if your approved get break down on dates how much loans all together definitely use again Reviewed on: 31st May 2023

Amazing company

5
Amazing company helped me more than once! Reviewed on: 31st May 2023

Great interest rates

4
Much better interest rates than the high majority of loan companies! Reviewed on: 31st May 2023

I do not understand the point of this company

1
Updraft continue to decline me even though the loan was to pay off my other high interest loan which would put me in a far better financial position. I thought the whole point of companies like this is to help you reduce monthly outgoings and putting people in far better financial positions? That’s not possible if you keep declining me. Makes no sense why I was declined. Reviewed on: 17th May 2023

Great company to help people with good interest rates when in need!!

5
Updraft helped me through a really difficult time, they gave me lower than half the interest rates I was being offered by other so called “responsible lenders”. I was depressed and needed the money to repay other debts and updraft got me on the right financial past again and helped me with a lower rate even when no other lender would. The process when so simple and easy also and they were always so quick to respond and answer my questions (correctly I may add!). I’ll be returning if I ever need another loan in future, you’ve found a customer for life. Thanks updraft! Reviewed on: 11th May 2023