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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10569 reviews)

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4.96

Based on 10,569 reviews, last reviewed 9th Mar 2026

336600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very simple process really helps out interest rate i... Very simple process really helps out interest rate is good too mainstream banks are really charging a lot Reviewed on: 9th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10569)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very quick, concise and asked all information needed...

Very quick, concise and asked all information needed thre one time i applied for it. Reviewed on: 2nd March 2026

Quick efficient service that helped me out when I ne...

Quick efficient service that helped me out when I needed it. Reviewed on: 2nd March 2026

Best Money Support and Advice all for FREE

Quick and speedy responses to give guidance and secure loans at times even my own bank I've been with for 20 years can't seem to handle. Reviewed on: 2nd March 2026

Quick and efficient company, reliable and keep you u...

Quick and efficient company, reliable and keep you up to date Reviewed on: 2nd March 2026

A lender that actually wants you to become debt-free.

Updraft has genuinely changed the direction of my finances. I originally used them to consolidate higher-interest borrowing, and the rate I was offered was fair and clearly based on my real credit position rather than a generic “one size fits all” approach. That immediately made my repayments more manageable and gave me a clear structure to work towards becoming debt-free. What’s stood out most is their attitude. Instead of profiting from you staying in debt for as long as possible, they actively encourage overpayments and early settlement with no fees or penalties. I even contacted customer support and was told to request an up-to-date settlement figure before paying extra so I wouldn’t pay more than I need to. That kind of transparency is rare and shows they’re genuinely on the customer’s side. The app makes it easy to track progress, see how much interest you’re saving, and stay motivated. For the first time in a long time I feel in control of my finances rather than overwhelmed by them. If you’re trying to consolidate and want a lender that treats you fairly, communicates clearly, and actually supports your goal of getting out of debt, Updraft is a completely different experience from traditional credit providers. Reviewed on: 2nd March 2026

efficient and fast from start to finish communicatio...

efficient and fast from start to finish communication was excellent Reviewed on: 2nd March 2026

Easy application, great customer service

Easy application, great customer service Reviewed on: 2nd March 2026

Up Updraft!

Quick and easy to apply and easily manageable through the app. "Fair" rates - as fair as money lending goes. Reviewed on: 2nd March 2026

Good loan

Good staff and quickly put money in account. Reviewed on: 2nd March 2026

Simple process, quick updates.

Simple process, quick updates. Very good customer service. Reviewed on: 2nd March 2026

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