Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,024 reviews, last reviewed 7th May 2026
381200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really quick and easy, customer service from Ashley... Really quick and easy, customer service from Ashley has been really good. Reviewed on: 7th May 2026
Jade L's avatar
Jade L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11024)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Excellent service

5
Very professional, application is easy and service really good. Would recommend. Reviewed on: 11th April 2023

Great banking experience

5
Very easy application process and the app is such a godsend. Would definitely recommend. Reviewed on: 11th April 2023

Very good

5
Thank you so much for the help you are the best ❤️ Reviewed on: 11th April 2023

So helpful!

5
Updraft has saved me so much stress and was a vital step towards getting me debt-free. Thank you Updraft! Reviewed on: 11th April 2023

Absolute life saver

5
This product helped me. It literally saved my life. I was in the continuous darkness of debt to so many credit agencies. Finding updraft bought me in to the light and finally i have found a new sense of beginning. Reviewed on: 11th April 2023

Rocky start

3
When I first signed up the money arrived quickly, but they kept messing up the repayments for the couple of months. Since then things have seemed smooth and have had no bother. Reviewed on: 11th April 2023

Excellent service

5
Excellent service, couldn’t be happier! Reviewed on: 11th April 2023

Quick and efficient

5
Personable customer service. Quick and efficient Reviewed on: 11th April 2023

Really good service

5
Really quick and easy to apply, so happy with the service Reviewed on: 11th April 2023

Easy, fast and reliable

5
Great service, helped me consolidate some of my debt when others wouldn’t help, even though this now reduces my monthly bills! Keep going guys! Reviewed on: 11th April 2023