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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Amazing and friendly customer service

5
Updraft have significantly helped me to reduce my overdraft and loans, and they were picked due to their amazing customer service. They were friendly and professional, progressing my through the application with minimal fuss. Reviewed on: 11th April 2023

Quick efficient help

5
Helpful and good communication, easy to use app Reviewed on: 11th April 2023

Updraft

5
Easy and efficient application process, great friendly and responsive support team. App is easy to use and provides great deal of financial information to help manage your finances better. Much more than just a loan. Reviewed on: 11th April 2023

Great way to help pay off credit debt

5
I used updraft credit which helped me to get rid of my credit card debt I had without more high interested being incurred. I also know what exact amount I was repaying updraft each month which helped me organise my payment Reviewed on: 11th April 2023

Very reliable.

5
Money in straight away. T&c’s all clear. Can highly recommend! Reviewed on: 11th April 2023

Updraft Loan

5
This company from start to finish cant be faulted, if you want an easy no hassle loan then this is the place to go, used them once before and will be using them again this year..Top class first company, hope they win Reviewed on: 11th April 2023

Cant fault them

5
From the simple application to the thorough communications to discuss your circumstances, these people really are a cut above the rest. They take the time to speak to you to understand your position rather than just a simple yes or no. When declined initially, I waited the 6 months as advised and was successful, I’m so glad! Reviewed on: 11th April 2023

Good

4
Important to make people inexperienced to credit that there may be cheaper alternatives, otherwise great b Reviewed on: 11th April 2023

Super quick and helpful

5
Loan was approved in minutes and in my account within a day super easy to use and understand now all my debts are paid off and I have one payment a month to make life easier Reviewed on: 11th April 2023

Massive help

5
Fantastic service, helped me massively with great interest rate! Managed to pay off credit cards Reviewed on: 11th April 2023