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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,707 reviews, last reviewed 18th Mar 2026
350100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Helpful and considerate company, easy application an... Helpful and considerate company, easy application and useful app Reviewed on: 18th March 2026
Alan W's avatar
Alan W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10707)

Easy and simple to use

5
Easy, simple, easy to use, excellent rewards and incentives Reviewed on: 11th April 2023
Craig Harper's avatar
Craig Harper

Innovative product

5
I like the way they consider factors more than simple credit score. Interest rates could be better though Reviewed on: 11th April 2023
anthony ifon's avatar
anthony ifon

The best!

5
The staff are very helpful and knowledgable and they have helped a lot of people. Very simple process. Reviewed on: 11th April 2023
Agnes Bella Chan's avatar
Agnes Bella Chan

Great service

5
Very simple to apply, set up and recieve money. Never had any issues with the company. All very straight forward. Reviewed on: 11th April 2023
paul Lamberton's avatar
paul Lamberton

Very helpful to settle borrowing however the fixed interest rate is really high , it's payable but very high .. it's good that it allows a long period of time to repay

3
Banks kept on declining me a loan to pay off credit card. Tried Updraft and got accepted right away with no problems Reviewed on: 11th April 2023
Seyed Ziaei Asl's avatar
Seyed Ziaei Asl

Good firm to deal with

5
A good firm to deal with and have saved me a lot of money in interest payment Reviewed on: 11th April 2023
Okikiola imam's avatar
Okikiola imam

The help you needed!

5
Just when i am getting declined with others Updraft saved me! Reviewed on: 11th April 2023
Lou's avatar
Lou

Quick and Easy

5
I was able to apply for a loan quick and easily online and money was in my account very quickly. Reviewed on: 11th April 2023
Andreia Attard's avatar
Andreia Attard

Easy, simple to apply and setup

5
Very easy and pain-free process to apply and get setup on the app. Having quick access to my loan amount and repayments saves many headaches. Reviewed on: 11th April 2023
Ryan's avatar
Ryan

Somewhat easy to use, extremely helpful

3
I’ve had issues with gaining knowledge about credit and how it works, where to go etc. updraft combine everything into one app which is helpful, and has knowledge readily available so you don’t get yourself into a worse position. The only downside is actually finding and confirming the details! Not too shabby all in all Reviewed on: 11th April 2023
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Steph Armitage

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