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Updraft: Personal Loan reviews

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4.96
Based on 10,997 reviews, last reviewed 29th Apr 2026
378500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Very reliable and staff is very friendly and knowled... Very reliable and staff is very friendly and knowledgeable Reviewed on: 29th April 2026
Jenny f's avatar
Jenny f

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10997)

Straightforward application process.

4
Straightforward application process. Money arrived after a few days. Reviewed on: 3rd March 2026
Daniel R's avatar
Daniel R

I had a really positive experience with Updraft.

5
I had a really positive experience with Updraft. The application process was straightforward and easy to follow, with clear instructions at every step. I appreciated how quick and simple everything felt — no unnecessary complications or confusing paperwork. The whole process was smooth from start to finish, and I felt well-informed throughout. Definitely a hassle-free way to apply for a personal loan. I’d happily recommend them to anyone looking for a simple and efficient borrowing experience. Reviewed on: 3rd March 2026
Laura R's avatar
Laura R

Quick & Easy

5
Really simple process and quick response. Reviewed on: 3rd March 2026
Tracey S's avatar
Tracey S

Quick and easy affordable repayments

5
Quick and easy affordable repayments Reviewed on: 3rd March 2026
Arlene's avatar
Arlene

it helped me alot and made my life easier

5
it helped me alot and made my life easier Reviewed on: 3rd March 2026
bishan m's avatar
bishan m

Simple process, start to finish

5
Simple process start to finish, the flexibility in being able to pay more or pay it off quicker is a good functionality. Good to pay off my credit card and be in a better position. Reviewed on: 3rd March 2026
Claire S's avatar
Claire S

Helps me to feel more in control

5
Helps me to feel more in control Reviewed on: 3rd March 2026
Mollie H's avatar
Mollie H

Loan account

5
So easy to get a loan after they completed some checks and the funds were there instantly Reviewed on: 3rd March 2026
Hassan N's avatar
Hassan N

No nonsense, responsible lending, highly recommended.

5
No nonsense, responsible lending, highly recommended. Helpful account updates and no hidden traps, the safe, stress free way to borrow. Reviewed on: 3rd March 2026
Sunshine's avatar
Sunshine

Updraft helped get my finances under control

5
Updraft helped get my finances under control when I had a lot of unexpected bills. Vet bills in an attempt to save my cats life (which ultimately failed) caused me the most stress but an Updraft loan helped ease that burden when other methods failed. Reviewed on: 3rd March 2026
Glenn H's avatar
Glenn H

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