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Updraft: Personal Loan reviews

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4.96
Based on 10,997 reviews, last reviewed 29th Apr 2026
378500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Very reliable and staff is very friendly and knowled... Very reliable and staff is very friendly and knowledgeable Reviewed on: 29th April 2026
Jenny f's avatar
Jenny f

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10998)

Updraft helped get my finances under control

5
Updraft helped get my finances under control when I had a lot of unexpected bills. Vet bills in an attempt to save my cats life (which ultimately failed) caused me the most stress but an Updraft loan helped ease that burden when other methods failed. Reviewed on: 3rd March 2026
Glenn H's avatar
Glenn H

Very quick easy process

5
Very quick easy process, delighted with the communication also Reviewed on: 3rd March 2026
Joanne W's avatar
Joanne W

Fab service.

5
Fab service. Easy and efficient. Process was simple and all sorted quickly Reviewed on: 3rd March 2026
Laura C's avatar
Laura C

Stress free borrowing

5
The made the experience very easy with very little stress Reviewed on: 3rd March 2026
David M's avatar
David M

Great overall.

5
Great overall. Interest rate is still higher than most loans but a much better option than having to deal with higher rates across several credit cards. Only fault would say is that it would be nice to be able to amend a DD on the app yourself easily. Smooth sailing experience other than that. Reviewed on: 3rd March 2026
Alex N's avatar
Alex N

It’s easy to apply for a personal loan and very quic...

5
It’s easy to apply for a personal loan and very quick response from the team. Reviewed on: 3rd March 2026
Waisele V's avatar
Waisele V

Simple, easy and pleasant

5
Updraft have a simple and easy to use interface for the customer facing side, with consistent and competitive prices, which brings a sense of ease and low pressure when applying and processing a loan. The customer service interface could do with refining, but so does all AI customer interfaces these days. Reviewed on: 3rd March 2026
Oooj's avatar
Oooj

Great experience and straight forward.

5
Great experience and straight forward. Reviewed on: 3rd March 2026
Alison M's avatar
Alison M

Seemless.

5
Seemless. From start to finish. Would recommend to family and friends Reviewed on: 3rd March 2026
Bryan Taylor's avatar
Bryan Taylor

Very easy straight forward and quick

4
Very easy straight forward and quick Reviewed on: 3rd March 2026
Gemma w's avatar
Gemma w

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