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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Helpful

5
The most helpful Bank I’ve ever used! Reviewed on: 11th April 2023

Helped me get back on track

4
Really friendly experience, easy to use and helped me get my life back on track. Reviewed on: 11th April 2023

Simple and affordable

5
They took the pressure of balancing multiple finance commitments and made it easy for me to clear the way to a financially stable future Reviewed on: 11th April 2023

Quick and easy to use

5
I was able to cut down my credit card payments from £390 a month to £170 by using updraft. The process was quick and easy! Reviewed on: 11th April 2023

The guys to get you out of a pickle

5
I was constantly just paying off interest until I discovered Updraft, I took a loan, everything was super clear, I make one monthly payment back to them, instead of a bunch of different interest only payments. The light at the end of the tunnel is now visible. This service is excellent, I wish I did it sooner Reviewed on: 11th April 2023

A true lifesaver

5
Updraft helped me consolidate my credit cards and enabled to take back control of my finances. As a new mum on a tight budget, this has had a huge effect on our lives & my mental health. Thank you for providing such a positive service! Reviewed on: 11th April 2023

Incredible

5
Updraft was an incredible service for me. They helped me to regain financial freedom and supported me all along the way. Reviewed on: 11th April 2023

Best Interaction I've Had In A Long Time

5
The Ease of which I was able to deal with Updraft was second to none, from the initial interaction to the end result of getting the funds i needed. This was all done in a timely and prompt manner and every interaction I had with them selves was a positive one. Reviewed on: 11th April 2023

Worth it

4
Easy to use and set up. And easy to follow payments and what’s left too pay Reviewed on: 11th April 2023

Straight forward, modern and understanding

5
A fantastic way to get a loan. My loan from updraft changed my life and with its modern way of thinking and user experience, it made paying it off even easier. Well done Updraft, you've set the benchmark! Reviewed on: 11th April 2023

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