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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,682 reviews, last reviewed 16th Mar 2026
347600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

I applied via Clearscore and it was easy to complete... I applied via Clearscore and it was easy to complete all the details that was requested of me and get a result. Reviewed on: 16th March 2026
Wendy W's avatar
Wendy W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10682)

Brilliant

5
No issues at all. Very pleased with my account & service ! Reviewed on: 11th April 2023
Bailey Kmecik's avatar
Bailey Kmecik

Paying payday loan off which is 90% apr

5
Taking ages on transferring the funds. Application process was fine Reviewed on: 11th April 2023
Mo's avatar
Mo

Great service

5
Fab service and good app that keeps you informed at all times Reviewed on: 11th April 2023
Knitterrob's avatar
Knitterrob

Great product no complaints

5
It’s a brilliant service and they offer great rates, my only hang up is that the app is quite glitchy and is always logging me out. It’s a small price to pay though, I’m very satisfied otherwise. Reviewed on: 11th April 2023
Georgia Northcott's avatar
Georgia Northcott

Irresponsible lending

1
They should never have given me a loan. They knew it wasn’t enough to cover my debts but they still gave me a loan. Reviewed on: 11th April 2023
Leia Goodreid's avatar
Leia Goodreid

Easy to use

4
Could set monthly payments and how long you want to pay the loan off by, just an easy and simple experience Reviewed on: 11th April 2023
Rianna's avatar
Rianna

Brilliant

5
High quality service , never once left you waiting around or in the unknown like most big banks. Exceptional customer service Reviewed on: 11th April 2023
Rhys Nelson's avatar
Rhys Nelson

Easy

5
Simple and stress free. Good customer service Reviewed on: 11th April 2023
RA's avatar
RA

Very simple and easy to use

5
Couldn’t have asked for more, seamless and great customer service. Reviewed on: 11th April 2023
Luke Smith's avatar
Luke Smith

Happy overall

5
While the extended repayment period is advantageous, the fixed interest rate associated with settling a loan is considerably high. Though it is manageable, the interest rate remains steep. That said, it’s a simple process and you can easily settle the account online. Happy overall. Reviewed on: 11th April 2023
Steve Light (SLART THE ARTIST)'s avatar
Steve Light (SLART THE ARTIST)

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