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Updraft: Personal Loan reviews

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4.96
Based on 11,039 reviews, last reviewed 11th May 2026
382700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Quick and east to set up and at a decent... Quick and east to set up and at a decent repayment rate Reviewed on: 11th May 2026
Trevor G's avatar
Trevor G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11039)

Easy peasy

5
Being stressed out by my finances was a norm. Did not think anyone could help..and then i discovered Updraft and suddenly for the first time i feel i am in control of my finances. Set up was quick and easy and at no point was i made feel like failure for not managing my money better. Life is great now, thank you Updraft Reviewed on: 11th April 2023
Miluska Blablabla's avatar
Miluska Blablabla

Fast and polite

5
Excellent customer service and prompt service! Reviewed on: 11th April 2023
Jason's avatar
Jason

A good provider but with some flaws

4
Updraft offer fair interest rates but also rely on open banking and only with certain banks. Some of the banks trade under a different name and the process becomes unnecessarily complicated. Reviewed on: 11th April 2023
Graham Spragg's avatar
Graham Spragg

Simple effective and very helpful

5
Easy to create an account. Helped me understand my expenses and the loan application was so fast. Would definitely recommend Reviewed on: 11th April 2023
ramiro doliveira's avatar
ramiro doliveira

Simple application

5
Simple to apply with clear rates and payment schedule. App works really well and can make extra payments if needed with ease Reviewed on: 11th April 2023
Ed Davis's avatar
Ed Davis

Easy to keep track

5
Easy to consolidate everything and then keep track. Great app too. Reviewed on: 11th April 2023
Zeunyx's avatar
Zeunyx

Great modern-feeling loan solution

5
It’s refreshing for a product in the loans & personal finance space to offer a modern experience for their users, this is where I feel Updraft shines. It’s extremely easy to use and get up-to-date information regarding your account and it just works. Reviewed on: 11th April 2023
Aaron Seabrook's avatar
Aaron Seabrook

APR is very good

5
Love updraft helped me to manage my bill Reviewed on: 11th April 2023
Ruth Leacock's avatar
Ruth Leacock

Good easy

5
Got my loan paid off pointless credit cards and was fortunate to come in to a little money to clear this loan but I would use again Reviewed on: 11th April 2023
Rob4633's avatar
Rob4633

Easy application and completion

5
I applied for an updraft loan, was approved and funds in my bank in a matter of 3 hours. Thank you. Excellent service. Reviewed on: 11th April 2023
Paul's avatar
Paul

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