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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Great loan, and great people

5
Updrafts personal loan , was easy to understand, and how much the monthly payments were making my life a lot better in the process Reviewed on: 11th April 2023
Arjun Nair's avatar
Arjun Nair

Easy to apply and very helpful

5
I've been using Updraft for just over 6 months, and in this time they have helped me massively reduce my monthly credit cards repayments. Still working on improving that credit score, but at least now I have some breathing space I didn't have before! The application was simple and the approval decision was very quick. Reviewed on: 11th April 2023
Ed Garay's avatar
Ed Garay

Updraft - The Loan experts

5
My experience with updraft has been nothing but positive - helping consolidate my finances and manage my spend in the most efficient manner. Reducing multiple payments with multiple interest rates down to one fixed monthly plan and cost. For anyone requiring the most simplistic way to consolidate debt at a reasonable cost, Updraft offers just that. Reviewed on: 11th April 2023
Ryan Beddows's avatar
Ryan Beddows

Awesome company

5
I had some expensive loans and updraft enabled me to refi at a much better rate, and with outstanding customer service. I was able to fully pay the loan back when I came into some funds and it was super quick and easy. Would highly recommend them Reviewed on: 11th April 2023
Sham's avatar
Sham

Helpful and easy company to deal with

5
Updraft made my finances easier to handle and we’re very helpful with my questions Reviewed on: 11th April 2023
Mark Gladwyn's avatar
Mark Gladwyn

Nice and simple

5
I love updraft, getting a loan to pay off my overdraft was super simple and it comes out my account every month via direct debit. 10/10 would recommend!! Reviewed on: 11th April 2023
Savanah 's avatar
Savanah

Absolutely brilliant

5
Application was very quick and easy and a good rate for my loan. Reviewed on: 11th April 2023
MrsM's avatar
MrsM

Quick and efficient

5
Updraft do what they promise, and with good speed and great customer service. Highly recommended! Reviewed on: 11th April 2023
Bernard Galewski's avatar
Bernard Galewski

Updraft great loans

5
Updraft are great! Had 3 loans from them now. Great APR. Especially having a bad score due to no fault of my own. Easy monthly payments. Easy to use app. No fuss. Let’s me know when i’m eligible again. Reviewed on: 11th April 2023
Emily Lambert's avatar
Emily Lambert

Quick and easy

5
Applied for a loan was guided through the full process, was given the outcome within 24 hours and the process was so simple. The app is user friendly and you can easily monitor your loan 24/7 there is also a web chat where the team are more than happy to assist Reviewed on: 11th April 2023
Vic's avatar
Vic

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