Smart Money People Logo
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,661 reviews, last reviewed 15th Mar 2026
345600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy friendly application process Easy friendly application process Reviewed on: 15th March 2026
Nigel 's avatar
Nigel

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (10661)

So easy and simple to use

5
I paid my overdraft and credit card off in 1 easy payment and a very easy and simple direct debit every month Reviewed on: 7th April 2023
Owen Boundy's avatar
Owen Boundy

Super easy and extremely helpful

5
Easy process, simple app to use and people were really helpful. A really fantastic company who help where others don’t and make the whole process quick and put you at the forefront of their decisions. Reviewed on: 7th April 2023
Amanda 's avatar
Amanda

Quick and easy

5
Quick and easy application, better rates than anyone else would give me even with low credit score Reviewed on: 7th April 2023
Jess's avatar
Jess

Stupidly easy!

5
The whole process was made ridiculously easy, I've never been able to consolidate my debts so easily before, I wish I'd done it sooner! Reviewed on: 7th April 2023
Paul Benson's avatar
Paul Benson

Simple. Quick. Reliable.

5
Easy to use app. Applying for credit took less than 5 minutes. Sending documents over the chat system was easy to use. I was accepted and chose my rates for my loan in app, signing docs and agreements couldn’t be anymore easier than it was. Payout was in less than 5 working days. Recommended for anyone struggling to get a loan wanting to consolidate their debts and make life a lot more easier. Reviewed on: 7th April 2023
Joshua Lewis's avatar
Joshua Lewis

Best loan provider

5
They were efficient and informative Reviewed on: 7th April 2023
Buks's avatar
Buks

Brilliant all around

5
Updraft was extremely transparent about fees and interest. I got my loan from them with a full, clear understanding of what I would be paying. They where able to offer me a better interest tester to pay off my current debts and my experience with them has been exemplary. Reviewed on: 7th April 2023
Alex Downey's avatar
Alex Downey

Great service

5
Very friendly service and get back to you very quickly when in need of help Reviewed on: 7th April 2023
Sarah Luxford's avatar
Sarah Luxford

Brilliant company

5
They are always fast to help and the most reasonable lending provider on the market Reviewed on: 7th April 2023
Gavin stevens's avatar
Gavin stevens

Amazing support

5
Updraft have helped me loads with my finances and are extremely helpful and knowledgeable Reviewed on: 7th April 2023
JF's avatar
JF

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill