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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Updraft is the one

Great product good customer experience Reviewed on: 11th April 2023

Excellent and efficient

I was after a quick loan to purchase a vehicle and Updraft were excellent at communicating and approving the loan. If I have any issues with payments, etc I can message them and they provide a prompt response. Would recommend to anyone. Reviewed on: 11th April 2023

great company which helped with debt problems

fast easy service and got me out of a hole with my finances Reviewed on: 11th April 2023

Great service & friendly staff

I used updraft to pay off some overdrafts to try to get back to on the straight and narrow. No one else would touch me but updraft did and have helped me out in a manageable way. Thank you updraft! Reviewed on: 11th April 2023

Updraft is very helpful

I was struggling with paying off my overdraft and I was looking for a sure way to get it back on track when I discovered updraft, they process from start to finish was straightforward and they were always very helpful especially if you have any questions about the way things work. I payed off the balance and they confirmed within a short space and helped along the way. I would 100% recommend their services Reviewed on: 11th April 2023

Great alternative to pay down credit

Updraft is a great tool to pay of multiple lines of credit in one go Reviewed on: 11th April 2023

Updraft Loans - A Lifesaver in Financial Needs, Outstanding Service & User-Friendly Experience!

I recently had the pleasure of using Updraft Loans for a financial emergency, and I couldn't be more impressed with their service. From the very beginning, the application process was seamless, intuitive, and incredibly user-friendly. It took me just a few minutes to complete the application and get approved, saving me valuable time in my moment of need. The customer service team at Updraft Loans was exceptional - professional, responsive, and genuinely caring. They guided me through every step of the process, ensuring I understood the terms and answering all my questions with patience and clarity. What truly sets Updraft Loans apart, though, is their commitment to transparency and fair lending practices. They made sure I was aware of all the costs involved and provided me with a detailed repayment plan tailored to my financial situation, making it much easier for me to manage my loan. The funds were disbursed promptly, helping me address my urgent financial needs without any unnecessary delays. I am incredibly grateful for Updraft Loans' assistance, and I highly recommend them to anyone in need of a reliable, trustworthy, and efficient lending service. Five stars well-deserved! Reviewed on: 11th April 2023

Simple and straightforward

A modern bank for modern life - simple and easy to apply, god communication and easy ability to manage your account! Reviewed on: 11th April 2023

Good opportunity

The value of the interest it's less of the usual credit from the banks offer Reviewed on: 11th April 2023

No worry borrowing

The whole process was quick and easy and rates were really good too Reviewed on: 11th April 2023

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