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Updraft: Personal Loan reviews

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4.96
Based on 10,628 reviews, last reviewed 13th Mar 2026
342300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

4

It's okay however fees are high. It's okay however fees are high. Reviewed on: 13th March 2026
Joanne 's avatar
Joanne

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10628)

Very easy, convenient borrowing

5
When I applied for my first loan with Updraft it was a fairly painless experience. Very self explanatory and funds in your account the same day after approval. Reviewed on: 19th March 2023
Jaime Laity's avatar
Jaime Laity

Gave me Peace of mind

5
With debts rising and having sleepless nights updraft helped me sort them. Have recommended to friends and family Reviewed on: 19th March 2023
Jemimajane's avatar
Jemimajane

Simple, Easy and Real!

5
Too good to be true is what I first thought about Updraft. The application, the response, the customer service were all so easy to work with. I told family and friends about it like I hit gold. The help I got from updraft put me on a path to improve my credit score to highs it never has been. Thankfully I don’t need an updraft anymore but if I do ever again I wouldn’t hesitate in returning. Thank you Updraft Reviewed on: 19th March 2023
Philip Wilks's avatar
Philip Wilks

Excellent service!

5
So easy to use. No hidden costs as everything explained. Would definitely recommend and use again :) Reviewed on: 19th March 2023
Gemma's avatar
Gemma

Fabulous

3
Fab process and ongoing support Love the app too Reviewed on: 19th March 2023
Lisa Downes's avatar
Lisa Downes

Fantastic service

5
Prompt and efficient - dealt with very quickly app is great to keep track very clear Reviewed on: 19th March 2023
Jenny Felton's avatar
Jenny Felton

Great offers at affordable rates

5
Updraft helped me to clear persistent credit card debt that was costing me a fortune in interest. A simple loan with low interest cleared all that and made the monthly payments much easier. Also boosted my credit score by consolidating into one easy loan. They were so good I took out a second smaller loan to clear another high interest debt. They only lend what they think I can afford so not making my debt worse and for 3 years means it’s all paid off quicker. Would absolutely recommend Reviewed on: 19th March 2023
sadie Clarke's avatar
sadie Clarke

Hassle free loans

5
Simple process. Fast decision. Super friendly advisors. Happy customer Reviewed on: 19th March 2023
JS's avatar
JS

Amazing and time saving

5
Great, easy to use, fast paced. Easy to get around. Reviewed on: 19th March 2023
nathanialjlee@gmail.com's avatar
[email protected]

Recommended

5
Help without a trace. Just what I needed Reviewed on: 19th March 2023
bradburyk@sky.com's avatar
[email protected]

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