Smart Money People Logo
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 10,628 reviews, last reviewed 13th Mar 2026
342300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It's okay however fees are high. It's okay however fees are high. Reviewed on: 13th March 2026
Joanne 's avatar
Joanne

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (10628)

Reliable lenders

5
Easy to get loan and less interest rate. One of the best in UK Reviewed on: 19th March 2023
amarnathmenon95@gmail.com's avatar
[email protected]

Very easy, and good help at lowering interest!

4
Lowered interest, just make sure you take personal responsibility and plan your payment’s as works very week Reviewed on: 19th March 2023
James Ashley's avatar
James Ashley

Brilliant

5
So glad I discovered Updraft as it helped me so much. Would highly recommend! Reviewed on: 18th March 2023
trace_wallis@sky.com's avatar
[email protected]

Super easy to deal with

5
Very easy transaction and good app to manage ongoing account! Reviewed on: 18th March 2023
May wilson's avatar
May wilson

Amazing

5
I’ve had two loans from updraft to pay off credit cards with high interest. They’ve both been great: being able to see what you’ve paid and how many months left you have to pay is great. Reviewed on: 18th March 2023
Katie O'Brien's avatar
Katie O'Brien

Efficient support

5
Interests are a bit high, but updraft is very efficient and they always up for help whenever u need. Very good customer service. I also received a refund for some extra money i paid and I didn't realise about. I definitely recommend Reviewed on: 18th March 2023
Denise Senes's avatar
Denise Senes

Simple and easy

5
I've used Updraft a few times now and everything is so easy and simple. If you are in need of a loan these are the people to go with Reviewed on: 18th March 2023
CommanderSox 's avatar
CommanderSox

Straightforward process quick and good customer service

5
Very easy process clear information and speedy service Reviewed on: 18th March 2023
Lisa's avatar
Lisa

Easy and clear

5
Really clear and simple to keep track of your loan using the app. Customer service is quick to respond and very helpful. Don’t make you jump through hoops to talk to someone and they’re always friendly. Reviewed on: 18th March 2023
hm1209's avatar
hm1209

Holistic approach to lending

5
Updraft take time to review your existing lending before offering a loan and only offer finance if it will save you money. Great service, particularly love the ability to repay early and to save money. Reviewed on: 18th March 2023
Steve K's avatar
Steve K

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill