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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Clear information and honest loans!

Having this loan from updraft is helping me get back on my feet after a particularly nasty breakup. It’s given me piece of mind. The help and information was clear - no gimmicks! Reviewed on: 11th April 2023

Great services

Very easy to apply, quick to respond with a decision. Great customer service throughout the term of the loan and when I wanted to pay it off early was easy to get a settlement figure etc. Reviewed on: 11th April 2023

The simple way to apply for a loan

I first came across Updraft last year and was pleasantly surprised by how easy it was to understand. Updraft offered me a loan that helped me clear credit card debts. Reviewed on: 11th April 2023

Great

Nice and quick to get the money laid into my account Reviewed on: 11th April 2023

Good service

Nice and easy to use. Advisors are quite efficient and even the chat service is good as you get quick responses from there. I would recommend Reviewed on: 11th April 2023

Fast

Quick and easy to use, helpful app and good fast customer service Reviewed on: 11th April 2023

Practical lending at decent rates

Easy to arrange and swift payment with reasonable, manageable repayments Reviewed on: 11th April 2023

If Carlsberg did loans, need I say anymore

Truly easy to use and great customer service. Reviewed on: 11th April 2023

Amazing

So easy to use and it has saved me so much money per month! Amazing service Reviewed on: 11th April 2023

Great quick service!

It was so easy to apply and get the money to my account. Great online service with a helpful app to keep track of my loan. Reviewed on: 11th April 2023

Alternative products

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