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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fast, reliable and supportive!

Updraft has really helped me out with my financial situation! I don’t need to worry about different direct debits and keeping on track, I finally feel relaxed and more at ease than I managed to be able to borrow the amount I needed to pay my debts off and only concentrate on one overall direct debit a month. The application process wasn’t too complicated and the money was with me quickly. The app is also great for checking credit scores and other offers and I have told many people about this as I think it is great and has made my life stress free! Reviewed on: 11th April 2023

Happy customer

Excellent service. Easy application. No messing, get funds witching a few days. Very happy customer:) Reviewed on: 11th April 2023

Excellent clear service

I have had great experience with updraft, professional and good timely comms Reviewed on: 11th April 2023

Easy loan

Updraft was such a quick and easy loan for us when we needed some financial help without the ridiculous apr and fees Reviewed on: 11th April 2023

Quick and efficient

Very easy to apply. Quick and efficient process Reviewed on: 11th April 2023

Great bank

East, fast, straightforward. Hassle free app Reviewed on: 11th April 2023

Great service!

Absolutely fantastic service! Quick and efficient with Straightforward process Reviewed on: 11th April 2023

Excellent service, so easy to use

Cannot rate Upodraft enough-quick approval process, access to funds within 24 hours. Brilliant. Reviewed on: 11th April 2023

Easy, clear and simple

Very easy to apply and communicate with the team at Updraft, app is clear and easy to use. All round positive experience. Reviewed on: 11th April 2023

Excellent service and easy system

Updraft are communicative and easy to use. The money was transferred quickly and everything has been transparent from the get go. Reviewed on: 11th April 2023

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