Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,044 reviews, last reviewed 13th May 2026
383200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy. Quick and easy. App is great and the team were helpful. Clear support and access to customer service Reviewed on: 13th May 2026
Sophie O's avatar
Sophie O

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11044)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Thank you

5
Updraft have been brilliant with me and it’s nice to chat to someone and have a personal experience so thank you for that Reviewed on: 7th April 2023

Life savers

5
Only company to offer me a loan at not a ridiculous rate! Have truly saved me. Reviewed on: 7th April 2023

Amazing

4
Such an amazing provider, helped me consolidate my debt and make me feel so much more at ease Reviewed on: 7th April 2023

my reason why

5
My experience has been fantastic with updraft so far. I needed the money to help with personal money issues (overdraft etc) and they have been nothing but understanding. I would definitely recommend them to any of my family and friends that are struggling. Reviewed on: 7th April 2023

So easy and simple to use

5
I paid my overdraft and credit card off in 1 easy payment and a very easy and simple direct debit every month Reviewed on: 7th April 2023

Super easy and extremely helpful

5
Easy process, simple app to use and people were really helpful. A really fantastic company who help where others don’t and make the whole process quick and put you at the forefront of their decisions. Reviewed on: 7th April 2023

Quick and easy

5
Quick and easy application, better rates than anyone else would give me even with low credit score Reviewed on: 7th April 2023

Stupidly easy!

5
The whole process was made ridiculously easy, I've never been able to consolidate my debts so easily before, I wish I'd done it sooner! Reviewed on: 7th April 2023

Simple. Quick. Reliable.

5
Easy to use app. Applying for credit took less than 5 minutes. Sending documents over the chat system was easy to use. I was accepted and chose my rates for my loan in app, signing docs and agreements couldn’t be anymore easier than it was. Payout was in less than 5 working days. Recommended for anyone struggling to get a loan wanting to consolidate their debts and make life a lot more easier. Reviewed on: 7th April 2023

Best loan provider

5
They were efficient and informative Reviewed on: 7th April 2023