Write a review

Newsletter

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

View other Updraft products

4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great

Really easy, helped pay my car finance and make monthly payments more affordable Reviewed on: 9th April 2023

Really easy process

Super easy process was kept up to date along the way and the app is users friendly Reviewed on: 9th April 2023

Amazing!

This has helped so much and made things much more manageable! Everyone spoke to is helpful and friendly! Reviewed on: 9th April 2023

Ease of use

Extremely easy to use from Application to linking your accounts. Was accepted in minutes and was given a choice to choose monthly payments and length of the loan. Thank you Reviewed on: 9th April 2023

Perfect

Perfect experience and easy to apply Reviewed on: 8th April 2023

Brilliant app and service

Ive used updraft to consolidate my debts in an easy way and it has been an absolute pleasure and a positive impact to my ratings overall - thanks updraft !! Reviewed on: 8th April 2023

Smooth and easy

So fast and easy to get a answer Reviewed on: 8th April 2023

Loan for the middle class

Updraft is definitely the loan for the poor, don’t get me wrong, I am not, but since my credit score is low, I am unable to get a reasonable personal loan somewhere else even if I am able to make repayments on time. Updraft is the best. Thank you. Reviewed on: 8th April 2023

great service providers

Had a really great service and all interactions have been positive! Reviewed on: 8th April 2023

Life saver

They helped me when I really needed it. Finally feel like I have breathing space from paying a credit card with high interest each month Reviewed on: 8th April 2023

Alternative products

Personal loan
from Zopa 4.91 from 69091 reviews
Logbook Loan
from Mobile Money 4.51 from 34 reviews
Payday loan (discontinued)
from Cash4uNow (inactive company) 3.48 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub