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Updraft: Personal Loan reviews

4.96
Based on 11,046 reviews, last reviewed 14th May 2026
383400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

It was great from start to finish and really speedy... It was great from start to finish and really speedy Reviewed on: 14th May 2026
Sharron C's avatar
Sharron C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11046)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Debt or credit consolidation loan.

5
Updraft provided a loan to pay off credit card debt at a rate far better than the credit card payments. The app was easy to use, there was good communication throughout and they set up an affordable payment schedule, all of which is managed quickly through the app. Reviewed on: 2nd April 2023

Easy and helpful

5
App is easy to use. Service is quick and friendly. Reviewed on: 2nd April 2023

The BEST.

5
B -Brilliant E - Exceptional S - Supportive T - Transparent Can't recommend Updraft enough. Fast and reliable. Reviewed on: 2nd April 2023

Very easy to apply

5
Great simple and easy service . The service will reduce my monthly bills by about 20% Reviewed on: 2nd April 2023

Best app invented

5
Best app I have ever used, gives you a monthly option to pay off your loans at a great deal. Infinite stars out of 10 Reviewed on: 2nd April 2023

Really straight forward and affordable

5
Can't thank these guys enough. have made borrowing easy and affordable in a market that is tricky to navigate Reviewed on: 1st April 2023

Perfect choice

5
A helping hand when needed… Perfect Choice Reviewed on: 1st April 2023

Great experience

5
I had multiple credit cards with interest rates 20%+ and not eligible for a traditional loan via my bank. I saw an advert for Updraft & thought I’d give it a go. Couldn’t be happier with my experience. From start to finish everything was so informative & clear, easy to manage your loan & repayments once set up. 10/10. Reviewed on: 1st April 2023

Great bank

5
Never had a problem with updraft. Always helpful. Reviewed on: 1st April 2023

Fast efficient service

5
Applied, approved ,paid out great service Reviewed on: 1st April 2023