Write a review

Newsletter

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

View other Updraft products

4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy to use

Very easy to use ,quick process to get my loan to pay off my credit cards Reviewed on: 1st April 2023

A life saver!

It was really easy to apply, app functioned really well and responses were quick! Reviewed on: 1st April 2023

Fast, Quick and Help

The site is amazing for anyone struggling with money it breaks all your payments down you can see all your accounts and they offer help if you need! Recommend this to anyone. Reviewed on: 1st April 2023

Amazing company

I've used Updraft twice now. Application process is quick and easy,, and love how clear they make everything, especially the repayment duration and amount. Plus they offered a better interest rate than my high street bank. Reviewed on: 1st April 2023

Outstanding service

Brilliant customer service, easy to navigate and loan was deposited into my bank within 2 days! Would absolutely recommend Reviewed on: 1st April 2023

Simply brilliant!

Saved me when I needed it most, offered a rate that no one else would, such an EASY process. They make other loan companies look rubbish! Quick turnaround, they told me I’d have the funds in 5 working days, I had them within 48 hours. Great tool in the app where you pretty much get instant chat back, simply brilliant x Reviewed on: 1st April 2023

No fuss, quick and simple

So easy to apply, great communications. Can't fault them Reviewed on: 31st March 2023

Brilliant and easy to use company very quick easy and professional

It's been a breeze to use updrafy very easy and quick, lovely and knowledgeable staff and extremely professional and thorough Reviewed on: 31st March 2023

Fab!

This was such a hassle free service. I'd been knocked back for lots of loans whilst I'm trying to consolidate my loans and UpDraft offered me a loan with a lower interest rate than my credit card. This has made my debt more affordable to pay off and has lifted a weight from my shoulders!! Reviewed on: 31st March 2023

So recommend

I swear by this has helped me so much and got me out of debt Reviewed on: 31st March 2023

Alternative products

Personal Loans
from ASDA Money 4.62 from 28 reviews
Personal Loan
from AA 2.43 from 46 reviews
Personal loan
from Tesco Bank 4.00 from 83 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub