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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11094)

Fantastic & professional

5
This was so easy to set up & do, money was in my account within 3 days, they are very fast & professional in their approach & are on hand to assist with anything you need. I'd thoroughly recommend Reviewed on: 31st March 2023
Sam's avatar
Sam

Felt safe and valued

5
Not just a quick decision, great response time also Reviewed on: 31st March 2023
Chelle's avatar
Chelle

Quick and easy

5
Such a quick and easy process, had never heard of updraft until coming across on tik tok and has been great to consolidate existing loans and cheaper payments Reviewed on: 31st March 2023
Nicole Smith's avatar
Nicole Smith

Quick & Simple

5
Super easy to apply through the app and once accepted, the loan was paid down within a couple of days. Reviewed on: 31st March 2023
Michelle Berry's avatar
Michelle Berry

Quick friendly help

5
Updraft were so friendly with me. I was looking for a loan and they offered me one at first I felt the interest they offered was too high and asked if they could do better. They went away and came back with an acceptable offer. Everyone of them is kind friendly upbeat Reviewed on: 31st March 2023
Andy D's avatar
Andy D

Fairly Easy

4
Sorted stuff out with little hassle so it was dealt with trouble free Reviewed on: 31st March 2023
Tony's avatar
Tony

Quick and easy

5
It was really easy to apply for a loan after filling in a form and the money was deposited into my bank account only a couple of days later. Paying off my credit cards with this loan has really lowered my monthly repayments and I'm able to enjoy life knowing my repayments are now more affordable. Reviewed on: 31st March 2023
Lou's avatar
Lou

Customer focussed lender

5
Updraft application process is easy to navigate and really quick response times. Whenever I have had a query they have come back quickly and sorted any issues with no hesitation. They absolutely go the extra mile. Reviewed on: 31st March 2023
Jane Carr's avatar
Jane Carr

Super easy

5
So easy to apply and you get a decision in minutes, great service and very straightforward Reviewed on: 31st March 2023
Alex Livesey's avatar
Alex Livesey

Bye bye overdraft, hello Updraft

5
Updraft has been amazing from the moment I downloaded the app. Linking my bank accounts and credit card was so simple. I was supported throughout the process of applying for a loan and even though my expenditure has increased in the short term, overall Updraft has saved me a considerable amount of money in the longer term. Reviewed on: 30th March 2023
Rachel Thomson-Smith's avatar
Rachel Thomson-Smith

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