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Updraft: Personal Loan reviews

4.96
Based on 10,585 reviews, last reviewed 10th Mar 2026
338200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026
Tim Whiterow's avatar
Tim Whiterow

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10585)

Amazing service

5
Customer service is extremely responsive. Payments are fast, efficient and received without a hitch! They check all affordability and make sure to not to prey on people unlike some others! Reviewed on: 16th March 2023

Great communication. Simple, easy process. great app Great

5
Just great. So easy and straight forward Reviewed on: 15th March 2023

Common sense lending

5
Updraft is such a good service. The lending is based on sense, not just some impersonal algorithm. Thanks to them I’m finally making good progress on clearing debt Reviewed on: 15th March 2023

Fantastic Service

5
So easy to deal with and they give you hope that you can borrow on a lower apr Nd make payments. Honestly the best Company I have dealt with. Thank you and well done. Highly recommended Reviewed on: 15th March 2023

Amazing

5
They’ve helped me cover a lot of my credit card debt which has more than halved my monthly interest bill. I have been able to clear two balances with the help of Updraft with their easy payments and simple application. It’s a great platform for us to use, managing my loan as well as keeping track of my credit report. New features like Payce keep offering their customers ways to make the most of our money, something I’m hoping to take part in soon. Reviewed on: 15th March 2023

Great company with good values

5
The professionalism of the staff is great value to the company and the customers. Reviewed on: 15th March 2023

Easy, open, straightforward.

5
When it comes to getting a personal loan, I've never used or seen an app which is easier to do so. Reviewed on: 15th March 2023

Brilliant idea

5
So simple to apply easy communication good for anyone who is sttuggling Reviewed on: 15th March 2023

Easy to use and good service

5
The credit report info is easier to use than other finance apps and gives me great advice on how to pay off debt faster, I love it! Reviewed on: 15th March 2023

So Easy!

5
Great way to merge together any old inactive pensions you may have accrued over the years. Super simple to set-up, and excellent customer service! Reviewed on: 15th March 2023

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