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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11080 reviews)

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4.88

Based on 11,080 reviews, last reviewed 9th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Straightforward. Straightforward. Easy application. Reviewed on: 9th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11080)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy and friendly.

Always an easy and friendly experience working the folks at Updraft. They’re always happy to help and are very straight forward to work with. Reviewed on: 20th March 2023

Very quick and accessible, but expensive

It was super quick to get the loan and customer service was excellent, but interest rates are quite high. Reviewed on: 20th March 2023

Very helpful

They have been a very helpful company when I needed support Reviewed on: 20th March 2023

The best process

Easy to apply and then easy to manage. Doesn’t make you feel stupid and helps you every step of the way. Reviewed on: 20th March 2023

Highly recommended

Brilliant service and couldn’t be more helpful. Fair rates Reviewed on: 20th March 2023

Excellent

The whole process was quick and transparent, the staff were all very helpful, I would highly recommended updraft for debt consolidation. Reviewed on: 20th March 2023

Top service

Updraft saved me when I was in need, highly recommend! Reviewed on: 20th March 2023

Fabulous

Quick Easy and Cheaper than other companies in the market. Reviewed on: 20th March 2023

Feels more personal than a bank

Honestly came across updraft right when I needed it, using updraft feels so much more personal and less scary than going through banks. There’s great customer service and always someone to offer advice. The app is so easy to use and it feels very safe overall! Reviewed on: 20th March 2023

Great service

Amazing service, good apr rates. Great customer service. Reviewed on: 20th March 2023

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