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Updraft: Personal Loan reviews

4.96
Based on 11,054 reviews, last reviewed 15th May 2026
384200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Was easy to apply, convenient and simple. Was easy to apply, convenient and simple. App is easy to use and straightforward. Reviewed on: 15th May 2026
Joanna L's avatar
Joanna L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11054)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy to use and understanding

5
Easy to.use was accepted for a loan when other banks had refused. Reviewed on: 17th March 2023

Amazing

4
Amazing friendly and easy service would recommend Reviewed on: 17th March 2023

Easy and quick

5
Reasonable interest rates, quick and easy application process. Would recommend Reviewed on: 17th March 2023

Genuinely great institution

5
I used Updraft to consolidate a number of credit cards into one loan, saving me enough money to finally start paying down my debt for the first time in years. I can't thank Updraft enough for the services they provide, it's genuinely life changing. Reviewed on: 17th March 2023

Supportive and easy to arrange

5
Updraft have been amazing, I’ve had 3 loans with them and easy application and has been quick and painless as was the time it took to receive my funds. I regularly recommend them to friends and family due to the low interest rates they offer and how easy it is to manage. Reviewed on: 17th March 2023

Amazing loan company

5
Updraft had a quick and easy application process, gave quick answers straight to my inbox and the money was in my account within a couple of days! If I ever have a question, I can drop it in their inbox and expect a speedy response. I’d definitely recommend! Reviewed on: 17th March 2023

Efficient and Helpful

5
Anytime needed a question asked or help the team have replied efficiently and with the information I needed. They take the stress away Reviewed on: 17th March 2023

Excellent

5
Updraft is an excellent, streamlined, straightforward service. The only improvement I’d suggest is showing how much of a loan is left to pay and what the settlement quote is. Other than that, it’s perfect! Reviewed on: 17th March 2023

Fantastic alternative and a very personal feeling

5
Can't complain at all, interest rates offered were better than any cards available to me. It does work, if you use it properly. Reviewed on: 17th March 2023

Amazing

5
Great service and an absolute breeze to deal with! I would highly recommend Ashley and the team at Updraft. Always resolved my queries quickly and the application process is seamless! Reviewed on: 17th March 2023