Write a review

Newsletter

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

View other Updraft products

4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Simple & straightforward

So easy & straightforward to apply for a loan with Updraft. Coupled with excellent customer services makes for a first class company. Reviewed on: 17th March 2023

Easy to use and talk to

Had a short term loan the process worked really well. Reviewed on: 17th March 2023

Amazing

I’m so happy I chose updraft to help me pay off my credit cards I know exactly how much I’m paying per month and I feel so much happier my credit cards are now paid off. This is thanks to updraft they have amazing customer service I would highly recommend updraft to my friends and family thanks again Reviewed on: 17th March 2023

Simple easy affordable

A fantastic company to deal with, have saved me £1000’s in interest on high cost credit cards Reviewed on: 17th March 2023

Best ever

Quick and efficient service easy to apply Reviewed on: 17th March 2023

Updraft: Help when you need it

very straight forward. you will know how much you will be able to borrow in a few clicks of your screen and the money will be in your bank on thesame business day. APR I would say is competitive albeit, I would prefer lower interest but for something that does not need a lot of checks to borrow money, I mean it is not too bad. Thank you very much updraft, I hope you will look into decreasing your interest a bit, it would be awesome! I will give you a perfect score on this! Reviewed on: 17th March 2023

I have used updraft twice now.

The app is brilliant and clear. It helps you get a grip on all of your finance, not just the loan. Reviewed on: 17th March 2023

Headache free

My time with updraft was stress free as my previous credit provider caused me sleepless night with high interest rate and constant emails. Updraft take that stress away and honestly treat you like a human. I would highly recommend updraft for those looking to get escape or take out reasonable loan with fair interest rate. Reviewed on: 17th March 2023

Honest and non judgmental loans

I don’t know where I would be without my loans from updraft, I really needed help in paying off high interest loans and this was the best place to go to help me consolidate- Ashley from updraft is always so helpful and nothing is ever too much trouble- they truly are a god send for people like myself who always keep up with payments and yet can’t be helped out by their banks who I have been for nearly 30 years. Reviewed on: 17th March 2023

Fab

Good easy service, only a few issues along the way which were eventually sorted. Would recommend Reviewed on: 17th March 2023

Alternative products

Short-term loan (discontinued)
from MyJar (inactive company) 4.57 from 108 reviews
Employee Benefit
from Hastee Pay 4.06 from 1 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub