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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very quick and friendly

They have in both occasions been very swift with application process. And their customer service is great Reviewed on: 17th March 2023

Great company, easy to use app and product.

I've taken out two loans with this company and it's been a great experience both times. Reviewed on: 17th March 2023

Great company

Customer service is a Monzo-like customer service (which is a very good thing). Live chat agents get back to you really quickly and are always massively helpful. Reviewed on: 17th March 2023

Helped me a lot!

Updraft helped me work my way out of debt to high interest credit card companies! Reviewed on: 17th March 2023

Good and quick

Good and quick loan, great customer service. The app could be improved. Reviewed on: 17th March 2023

Very professional

Fast , efficient, helpful , professional and always a very friendly bunch Reviewed on: 17th March 2023

Brilliance

Just brilliant , easy to use app very user friendly Reviewed on: 17th March 2023

Excellent

Reliable and efficient service from start to finish,great communication and reasonable deal provided Reviewed on: 17th March 2023

I think updraft are absolutely amazing

I had small debts to pay in a short time due to interest, updraft put the money in my account the next day and have been so helpful! Onto my second loan with them and wouldn’t look anywhere else Reviewed on: 17th March 2023

Very good company

Is Fantastic good quality Reviewed on: 17th March 2023

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