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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fantastic service. Hassle free and friendly

Updraft have been so easy to work with. Friendly team Reviewed on: 17th March 2023

Awesome

A pleasure to deal with, quick and easy Reviewed on: 17th March 2023

Good to use

Updraft are good to use and considerate when needing to put in payment plans Reviewed on: 17th March 2023

Life saver

When nobody else would offer a reasonable loan updraft gave me two loans with reasonable payments! Literally saved my financial life! Reviewed on: 17th March 2023

Fab

Customer service is great. Great rates. Easy app. Just everything is great Reviewed on: 17th March 2023

Great but needs improvement

Awesome bank but needs improvement on its navigation on the app Reviewed on: 17th March 2023

Great service and product offering

Really innovative and give lots of options to manage debt and payments. Reviewed on: 17th March 2023

Super easy and clear

Needed to refinance and found updraft online, quick application and money in my account within minutes Reviewed on: 17th March 2023

Top class service

Seamless service from start to finish. Any time I’ve needed help with anything someone has responded and helped seemingly within minutes. Reviewed on: 17th March 2023

Amazing Company

Updraft have been amazing. Offering loan that does not cost the earth, regularly reviewing your needs to ensure everything is still okay, fantastic quick and friendly customer service….and the app they have is amazing. Would highly recommend! Reviewed on: 17th March 2023

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