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Updraft: Personal Loan reviews

4.96
Based on 10,437 reviews, last reviewed 4th Mar 2026
323900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Highly recommended Faultless. Trustworthy and nice people to do business with Reviewed on: 4th March 2026
Keith J's avatar
Keith J

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10437)

Excellent

5
Fast and efficient service. Given decision right away. Reviewed on: 4th April 2022

Finally a loan provider that cares

5
Great service, great people and feel like I can finally see myself getting out of debt. Only regret is not finding them sooner! Reviewed on: 4th April 2022

Smooth and flexible

5
Great, smooth service allowing flexibility and autonomy. Reviewed on: 4th April 2022

Excellent

5
Excellent service, staff always in contact, keeping you updated, very quick and efficient service Reviewed on: 4th April 2022

5*service

5
Updraft is so easy and convenient and affordable apr rates too. Staff always friendly and approachable! Will definitely recommend and will use in future if ever needed to again without hesitation thanks updraft Reviewed on: 4th April 2022

Couldn't be happier

5
I saw them advertised through Google play store. I downloaded the app, applied, got approved within 24hrs and am able to manage all of my bank accounts, finance accounts and my new loan through the app. Never had any issues or reasons to contact customer service, I'm genuinely chuffed with them and couldn't have wished for a smoother experience. Interest rates are incredibly reasonable as well considering my already high credit utilisation but they've helped me take a huge chunk off my debt and I couldn't be happier. Thank you! Reviewed on: 4th April 2022

A Loan that helped sort my life out.

5
I took a updraft loan to help sort my life out. A great rate where I’ve been able to pay off the loan completely within 18 months. Updraft answer all Your message and the app simple and easy to use. Would 100% use them again Reviewed on: 4th April 2022

Very good all round and easy to use

5
I have nothing but good words, from credit advice to tracking my credit score to showing me the products that are available to me, all round brilliant Reviewed on: 4th April 2022

Recommended

5
No other company offered me a loan because of my credit rating Reviewed on: 4th April 2022

Life saver

5
Helped me with my debt, feel like I’ve got my life back. Reviewed on: 4th April 2022

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