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Updraft: Personal Loan reviews

4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Love them

5
Helped me out quickly, effectively, efficiently whilst being sensitive and responsible Reviewed on: 15th March 2023

Best Company Great customer service

5
One of the best ways to reduce your credit card or existing loans pay them of and get much cheaper interest as well. One of the best customer service of all any online banks as well Reviewed on: 15th March 2023

The best on the market

5
They have always given me the best interest rates everytime by far, it’s a no brainer! Reviewed on: 15th March 2023

So easy

5
The whole process was super easy and quick the staff were helpful and easy to contact when needed Reviewed on: 15th March 2023

Quick and easy

5
Simple and easy process and quick payout Reviewed on: 15th March 2023

Amazing

5
Very simple to use. Have had no issues since taking out a loan with updraft. Would 100% recommend Reviewed on: 15th March 2023

Excellent service!

5
Very easy process and friendly team Reviewed on: 15th March 2023

Unbeleivable Customer Service

5
Pretty much immediate, 24/7, personable advice and help direct with someone vis the chat function. Best. Even better service than my own regular banking account!! Reviewed on: 15th March 2023

Great fantastic amazing

5
Very helpful, very quick to deal with so smooth and realisable Reviewed on: 15th March 2023

Excellent service

5
Easy to use app ...quick decision...friendly team. Highly recommend!!! Reviewed on: 15th March 2023