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Updraft: Personal Loan reviews

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4.96
Based on 10,398 reviews, last reviewed 4th Mar 2026
320100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Defo recommend It was easy to apply for a loan and with the app you can get in contact easily with any issue you may have. Reviewed on: 4th March 2026
Danielle F's avatar
Danielle F

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10398)

Helped improve credit score

5
Really helped manage my finances and get back on track after being stuck in long cycle of dept Reviewed on: 4th April 2022
Jemma Fields's avatar
Jemma Fields

Awesome, quick service!

5
Awesome service. So quickly quoted and sorted me out! Reviewed on: 4th April 2022
josephgray's avatar
josephgray

Brilliant

5
Brilliant quick and easy without any stress Reviewed on: 4th April 2022
Miranda Kavanagh's avatar
Miranda Kavanagh

Amazing

5
I was struggling mentally so I left my job and I needed some short term cash so I came across updraft, I was able to borrow £1000 to help me pay my bills and I have had the best experience ever Reviewed on: 4th April 2022
demiparr160301@gmail.com's avatar
[email protected]

Great challenger in the market

5
At a time when I needed a small loan that didn't have a ridiculous APR. They made a quick decision and spoke to me personally. Their staff were lovely and very helpful at every step. Everything was explained in detail and I could repay a lump sum at any point without penalty which was important to me as well Reviewed on: 4th April 2022
Tony's avatar
Tony

Has helped me to manage my money

5
This app is soo helpful for management of my money and to see what you are spending this on and I used this to help transfer funds to updraft to manage and pay off my debt in instalments rather than high interest fees - Honestly couldn’t thank updraft enough Reviewed on: 4th April 2022
Joshua Coombs's avatar
Joshua Coombs

Great and Clear Experience

5
Fast processing, great service and clear terms with itemised repayment schedule breakdown. Honestly perfect and have enjoyed using them for a while now with the freedom to make overpayments as and when I want without penalty, so I’m over halfway through repayment and would absolutely use them and again and have already recommended them to a friend and would again. Reviewed on: 4th April 2022
thirdeyeandpie's avatar
thirdeyeandpie

Excellent service

5
Really easy to use and helpful staff response time to questions really quick. Would recommend Reviewed on: 4th April 2022
Mel Ross's avatar
Mel Ross

Easy and no stress

5
Super quick and simple, easy to contact and fast to answer Reviewed on: 4th April 2022
Clarissa Joanne Marshall's avatar
Clarissa Joanne Marshall

Excellent

5
I have used Updraft on 2 occasions once to get rid of an expensive overdraft and the second to tidy up my credit cards on both occasions it has hugely decreased my outgoings. Great service to get you back on track, highly recommend. Reviewed on: 4th April 2022
Nomi's avatar
Nomi

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