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Updraft: Personal Loan reviews

4.96
Based on 10,394 reviews, last reviewed 4th Mar 2026
319700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Good service Easy worked well, simple payments. Reviewed on: 4th March 2026
Tom kemery 's avatar
Tom kemery

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10394)

Fantastic service

5
Easy to use and affordable. Would definitely recommend. Reviewed on: 4th April 2022

Fast easy to manage all in one place

5
It was fast easy to manage all my stuff in 1 place. I an handle my money better make it work for me. Reviewed on: 4th April 2022

Helpful and easy

4
Updraft is a helpful and easy service - stress free Reviewed on: 4th April 2022

Very Easy To Use

5
Very useful and easy to use service. Reviewed on: 4th April 2022

Great app easy to get a loan

5
No problems at all easy to get a loan out and had no issues paying it back once they took out twice the amount due to me changing the direct debit date close to when it was supposed to come out however they issued refund straight away once I told them with no problems Reviewed on: 4th April 2022

Easy & Quick Process very customer centric

5
Great provider very competitive interest rates and very friendly company. Easy process and approval and pay out very speedy. App is great to keep track of things, they put a lot into customer experience and would recommend to anyone looking for a loan. Reviewed on: 4th April 2022

AMAZING!

5
Such a great company, got approved straight away and paid within 3 days. Cleared all my credit cards and debt and now I just have my monthly payment to updraft which is really affordable. Would 100% recommend!! Reviewed on: 4th April 2022

Friendly, cost-effective and trustworthy

5
Updraft is the first lender that I would turn to. They offered me significantly more competitive rates than my bank, and the added bonus of repaying early. They are transparent, trustworthy and very user-friendly. I have recommended them to my friends. Reviewed on: 4th April 2022

Updraft really helped me take back control of my finances

5
I didn't have load sof debt, but it was enough for me to worry about and I had it spread across a few different accounts which made it stressful when it came to paying them. They were also all on different dates which just created more stress. Updraft allowed me to take back control and rid myself of stress with a fixed plan that, if I wanted to, could pay off earlier. I highly recommend as you don't need to have the best credit rating to get accepted! Reviewed on: 4th April 2022

Great service

5
Hassle free, easy to apply and terms are all set out in easy to understand ways. Reviewed on: 4th April 2022

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