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Updraft: Personal Loan reviews

View other Updraft products
4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Great challenger in the market

5
At a time when I needed a small loan that didn't have a ridiculous APR. They made a quick decision and spoke to me personally. Their staff were lovely and very helpful at every step. Everything was explained in detail and I could repay a lump sum at any point without penalty which was important to me as well Reviewed on: 4th April 2022
Tony's avatar
Tony

Has helped me to manage my money

5
This app is soo helpful for management of my money and to see what you are spending this on and I used this to help transfer funds to updraft to manage and pay off my debt in instalments rather than high interest fees - Honestly couldn’t thank updraft enough Reviewed on: 4th April 2022
Joshua Coombs's avatar
Joshua Coombs

Great and Clear Experience

5
Fast processing, great service and clear terms with itemised repayment schedule breakdown. Honestly perfect and have enjoyed using them for a while now with the freedom to make overpayments as and when I want without penalty, so I’m over halfway through repayment and would absolutely use them and again and have already recommended them to a friend and would again. Reviewed on: 4th April 2022
thirdeyeandpie's avatar
thirdeyeandpie

Excellent service

5
Really easy to use and helpful staff response time to questions really quick. Would recommend Reviewed on: 4th April 2022
Mel Ross's avatar
Mel Ross

Easy and no stress

5
Super quick and simple, easy to contact and fast to answer Reviewed on: 4th April 2022
Clarissa Joanne Marshall's avatar
Clarissa Joanne Marshall

Excellent

5
I have used Updraft on 2 occasions once to get rid of an expensive overdraft and the second to tidy up my credit cards on both occasions it has hugely decreased my outgoings. Great service to get you back on track, highly recommend. Reviewed on: 4th April 2022
Nomi's avatar
Nomi

Easy to use

5
Provided me with an opportunity to merge some of my outstanding balances at a lower rate and reduce my monthly outgoings. Reviewed on: 4th April 2022
Graeme's avatar
Graeme

Simply genius

5
Super easy, innovative, quick and helpful financial help - perfect for millennial’s unprepared financial world. Reviewed on: 4th April 2022
Vita's avatar
Vita

Best loan company I have used

5
Absolutely brilliant company, actually speak to an understanding person. Able to clear the loan whenever I like, which is important to me. Would not use another company to clear outstanding debts. Reviewed on: 4th April 2022
Jilla's avatar
Jilla

Getting back on track.

5
I had a few smaller debts, consolidated them into one, now my Experian crafting score has gone from poor to excellent in 3 months, I would highly recommend using them to anyone….. Reviewed on: 4th April 2022
Tony Smith's avatar
Tony Smith

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