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Updraft: Personal Loan reviews

View other Updraft products
4.95
Based on 10,276 reviews, last reviewed 3rd Mar 2026
308200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Quick & Easy Really simple process and quick response. Reviewed on: 3rd March 2026
Tracey S's avatar
Tracey S

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
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Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10276)

No more banking fear and anxiety

5
Really great app - I could hardly believe my luck I was having so much anxiety about various little bits of debt that to have it all in one place was miraculous. Would highly recommend - people are wary of stuff like this but there’s no catch and I’m paying far less interest. Reviewed on: 5th March 2022
Annabelle Lauder's avatar
Annabelle Lauder

Great service

5
Such a helpful service. Finally organisation that doesn't just looking at credit score. Amazing. Reviewed on: 5th March 2022
Nikolay Gyokov's avatar
Nikolay Gyokov

Great Opportunity!

5
I had a overdraft I needed to clear and they helped me manage this and take control. Very quick and smooth transaction for the money I requested. I highly recommend this service and the accessibility to the app overpowers everything. Overall great service! Reviewed on: 5th March 2022
Jamie W.'s avatar
Jamie W.

Easy to use!

5
Updraft took minimal time to apply and be approved. The app is fantastic and details all you’d need to know about your borrowing. Reviewed on: 5th March 2022
Gobo McJones's avatar
Gobo McJones

Updraft took my stresses away

5
I was really struggling to clear my overdraft and credit card balance which was causing huge stress for me daily. The easy application process and the swiftness in which I was paid the loan really helped a hugely! Not just for my finances, but for my overall state of mind. Reviewed on: 5th March 2022
Malachi's avatar
Malachi

Great customer service!

5
Couldn’t ask for more! Thank you! Reviewed on: 5th March 2022
Katie Dawson's avatar
Katie Dawson

Such a helpful team

5
Great and fair APR rates on loans. Helped me clear other loans I was getting ripped off with. The team are so helpful! They always get back to you usually that day and are so informative and helpful. I’ve had three loans now. Over the moon with this provider. Reviewed on: 5th March 2022
Lauren 's avatar
Lauren

They give people a chance

5
This company allows people to build there credit . It also give pepper the opportunity that most other company’s won’t . I have fantastic customer service. Reviewed on: 5th March 2022
Jodie's avatar
Jodie

A great help

5
Great idea, less interest than my credit card and my credit rating has improved since usibg updraft Reviewed on: 5th March 2022
Mande Simpson's avatar
Mande Simpson

Loan made easy

4
The process was very simple and straight forward. A excellent way to consolidate debt. Reviewed on: 5th March 2022
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