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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.89 (11073 reviews)

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4.89

Based on 11,073 reviews, last reviewed 5th Jun 2026

87% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Updraft are very easy to deal with and use for perso... Updraft are very easy to deal with and use for personal loans and I’ve never had an issue! Reviewed on: 5th June 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11073)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very fast and efficient

Applied for a loan and from start to the money arriving in my account the service was quick easy to use and very efficient very happy to recommend updraft. Reviewed on: 4th April 2022

Brilliant Company

Really quick and easy to apply, loads of communication and the app is really easy to use Reviewed on: 4th April 2022

Exceptionally easy!

Needed a loan and the application process was hassle free. Fantastic customer support and competitive rates. Reviewed on: 4th April 2022

Great

I applied online and was accepted and had the money in my bank extremely quickly. Such an easy process. Reviewed on: 4th April 2022

Brilliant

Easy and brilliant company. No faults Reviewed on: 4th April 2022

Really good quick service

I love updraft as I can take money as and when I need to. Reviewed on: 4th April 2022

amazing! just the best

Really easy and simple service and allows you to control and see what's what easily... much better than alternatives out there. Reviewed on: 4th April 2022

Big up updraft

Really easy to use and control your money Reviewed on: 4th April 2022

A fair frictionless experience

I wasn't expecting much from updraft initially, I'm very skeptical of these apps and schemes usually. After connecting my accounts I was pleasantly surprised to be offered an extremely competitive interest rate, one I've not been offered in at least ten years due to my credit score. It makes so much more sense for it to work this way based on your current circumstances rather than the fact my credit card utilisation is high etc. Very pleased and happy customer indeed! Reviewed on: 4th April 2022

Easy process and excellent service

Applied and got a decision the next day. Staff are friendly and helpful with everything Reviewed on: 4th April 2022

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