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Updraft: Personal Loan reviews

4.89
Based on 11,074 reviews, last reviewed 11th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All the stars Efficient, user friendly, honest and reliable! Reviewed on: 11th June 2026
Carla G's avatar
Carla G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11074)

Brilliant

5
Quick easy in contact with all the time Reviewed on: 29th March 2022

Amazing

5
Allowed the ability to tie up some ongoing debts, into one monthly affordable payment and saved me 100s on interest. So quick and easy and also easy to get in touch if any problems Reviewed on: 29th March 2022

fantastic

5
after being declined loans or being offered 50% apr i stumbled across these guys and offered me 20% now my overdraft is cleared and have small monthly payments, money received next day as well!! very happy Reviewed on: 29th March 2022

Loan that's too easy

5
Overall satisfied with the performance. The whole process is really easy and you can get a loan based on most of the credit rating too. You could also be eligible for another loan in 6 months time with them for consolidating any of the other debts too. Reviewed on: 29th March 2022

A quick & easy, no hassle or stress, experience!

5
Fantastic customer service, always friendly emails with the team. Easy app managing with quotes & keeping up to date with repayments. Simply beautifully done! Reviewed on: 29th March 2022

Quick easy amazing

5
First time using up draft, quick and easy no hassle, great communication and company Reviewed on: 29th March 2022

Quick, Easy and Helpful

5
Applied for the loan to consolidate some debt. Had been turned down in the past by some other banks, but this process was incredibly quick and easy. Will certainly help get my finances back to where I’d like them to be. Reviewed on: 28th March 2022

Help when I needed it

5
Easy to use, fast and smooth. Amazing to have the ability to borrow from people who actually care. Reviewed on: 28th March 2022

Quick and easy

5
Very easy to use app. Great service. Would recommend Reviewed on: 28th March 2022

Peace of mind

5
Finally a chance to pay off credit cards with a high Apr of 42% with a lower rate credit facility, not only saving me money in monthly outgoings but saving me paying out more money longer term. Reviewed on: 28th March 2022

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