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Wise: Wise Account reviews

4.64
Based on 135 reviews, last reviewed 28th Feb 2026
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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5%

Latest highest rating:

5

The best way to make international bank transfers an... The best way to make international bank transfers and the spare change gains interest too. Reviewed on: 28th February 2026
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running free

Latest lowest rating:

1

WISE operate on unethical business practises. WISE operate on unethical business practises. When i convert money to yen it was not prompt to me as a warning that the min. transfer for Yen using Sw... Read more Reviewed on: 5th February 2026
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ZACK E

About this product

With a Wise Account, you can spend around the world, have a balance in any of 40+ currencies and send payments to over 80 countries.

The Wise Account isn’t a bank account, it’s a Money Service. You can get a linked Wise card, but you can’t get credit facilities like an overdraft. Wise has security measures built in to keep your money safe.

Wise Account reviews help you find out what it’s really like to be a customer. If you’ve used Wise before, you can also leave a review and share your experience.

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Wise Wise Account reviews (135)

Quick, efficient and MUCH cheaper than the banks!

5
Transferring over £1,000 to Hong Kong. Money was there within a couple of hours and both recipient and I received emails with updates along the way. Great service, easy to use, super quick and MUCH cheaper than doing it via my bank Reviewed on: 12th December 2019

Best way to buy and use holiday money

5
Very often your receipt will ping on your phone before you leave the place of transaction. If you don’t have enough money in the currency you pay with. Provided you have funds they will be changed automatically. Brilliant simple system. Get a card. No more pockets of useless change or searching around for the best deal. Reviewed on: 8th November 2019

Great rsnge of cureencies at competitve rates with immediate exchange.

5
Great easy to use app. Immediate foreign currency conversion on a long list of currencies. Reviewed on: 7th November 2019

Excellent

5
I’ve used it a few times to move money and it’s been done fast and securely. Saved a large amount I would have otherwise lost to currency exchange fees and poor conversion rates from banks - saving money is earning money! The app and customer service are great too, I’ve received quick and helpful responses after asking them questions. Also a nice bonus to get the first £500 of my transfer for free after joining using a friend's link. If you are thinking of joining, feel free to use mine and you will get your first £500 or equivalent for free too. transferwise.com/u/christopherd59 Reviewed on: 21st August 2019

One of the best o line banking.

5
I used transferwise for 2 years now, and they exchange rate is the best compare to another banks. Reviewed on: 8th February 2019

cei mai buni !!

5
Totul transparent la transferwise Reviewed on: 4th February 2019

correct and transparent.

5
They provide a reasonable and useful service for everyone who ever went abroad. Their exchange rates are transparent: you know what you are paying. Reviewed on: 17th January 2019

Fantastic

5
Super quick, fairly priced and great customer service! Reviewed on: 2nd January 2019

Borderless Debit Card

4
Low international transfer fees, hold multiple currencies. Reviewed on: 17th December 2018

A lifetime experience!

5
A++++, they have the best customer service ever, and even speakers of exotic languages, like Japanese, Koreean, Romanian and so on! The services work flawlessly! Reviewed on: 2nd December 2018

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