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Zable: Credit card reviews

View other Zable products
4.94
Based on 53,277 reviews, last reviewed 1st Apr 2026
84900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

5

Zable has assisted me managing my finances and givin... Zable has assisted me managing my finances and giving me real Time notifications and updates Reviewed on: 1st April 2026
Brendon M's avatar
Brendon M

Latest lowest rating:

1

I have been with Zable for approximately a year, not... I have been with Zable for approximately a year, not missed one payment, never been late and yet still cannot get a higher balance or physical card Reviewed on: 25th March 2026
Deborah 's avatar
Deborah
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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

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Zable Credit card reviews (53277)

I'm very happy with Zable card!

5
I'm very happy with Zable card!Works really well Reviewed on: 14th March 2026
Atanas Iliev 's avatar
Atanas Iliev

I have always struggled to get a credit cards and th...

5
I have always struggled to get a credit cards and they always come in for emergencies , Zable is easy to use , easy repayment if you want to pay early you just do it through the app Reviewed on: 14th March 2026
Ann's avatar
Ann

Zable have been very accommodating

5
Zable have been very accommodating Reviewed on: 14th March 2026
J f's avatar
J f

Easy to use and very helpful

5
Everything is so easy and user friendly. New app is great. Reminders for when direct debit will be taken help me keep track of my outgoings. Reviewed on: 14th March 2026
Nicole's avatar
Nicole

Zable customer service is extremely great, had an is...

5
Zable customer service is extremely great, had an issue and was solved within 30mins, which was amazing because was not expecting it to be resolved that fast Reviewed on: 14th March 2026
abolanle amusa's avatar
abolanle amusa

Easy to use!

5
Easy to use! Great service never had any problems Reviewed on: 14th March 2026
Chloe Woodward's avatar
Chloe Woodward

Was easy to get the credit card amazing interest rate!

5
Was easy to get the credit card amazing interest rate!!!!! Reviewed on: 14th March 2026
Anca B's avatar
Anca B

The Zable Credit Card is an excellent option for ind...

5
The Zable Credit Card is an excellent option for individuals in the UK who are looking to build or improve their credit history. Designed as a credit-builder card, it provides a simple and accessible way for people with limited or less-than-perfect credit to start managing credit responsibly. One of the standout features of the Zable Credit Card is that it comes with no annual fee, making it a cost-effective choice for users who want to build credit without paying yearly charges. The application process is quick and straightforward, and many applicants receive a decision within minutes. Once approved, users can access their virtual card instantly through the mobile app, which is convenient for immediate use. Another strong advantage is the modern and easy-to-use mobile app. The app allows cardholders to track their spending, receive instant notifications, manage payments, and even freeze their card if needed. This level of control makes it easier to stay on top of finances and develop responsible credit habits. The card is also helpful for improving credit scores because payments are reported to major credit reference agencies. By making purchases and paying the balance on time each month, users can gradually strengthen their credit profile and increase their chances of qualifying for better financial products in the future. While the card does have a relatively high interest rate, this is common among credit-builder cards. As long as users pay their balance in full each month, they can avoid interest charges altogether and benefit from the card’s credit-building features. Overall, the Zable Credit Card is a reliable and user-friendly credit-builder card. With no annual fee, a helpful mobile app, and a straightforward approval process, it provides an excellent starting point for anyone looking to take control of their credit and build a stronger financial future. Reviewed on: 14th March 2026
Midnight sparkles 's avatar
Midnight sparkles

Amazing service

5
Amazing service good customer service great value for money and manageable repayment would definitely recommend to fam8ly and friends the card has been a life saver to me and my family Reviewed on: 14th March 2026
Kelly hynd's avatar
Kelly hynd

Zable just works

5
- your first best credit card and 5 star customer support Reviewed on: 14th March 2026
Devvrat Shukla's avatar
Devvrat Shukla

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