Smart Money People Logo
Go to business site
Share this page
Link copied

Zable: Credit card reviews

View other Zable products
4.94
Based on 62,309 reviews, last reviewed 8th Apr 2026
240100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best provider Amazing quick and simple service and easy to use and helpful Reviewed on: 8th April 2026
Robert k's avatar
Robert k

Latest lowest rating:

2

Less credit limit . Less credit limit . While we test they show more after downloading it gives us less limit Reviewed on: 8th April 2026
Varun m's avatar
Varun m
Read all reviews Write a review

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zable Credit card reviews (62309)

Fast and efficient, the application process was very...

5
Fast and efficient, the application process was very fast and card was approved without inconvenient, received the card within 4 days, all was perfect! Reviewed on: 8th April 2026
Patty Rodriguez's avatar
Patty Rodriguez

I love that even with bad credit zable have given me...

5
I love that even with bad credit zable have given me the opportunity to improve my score Reviewed on: 8th April 2026
Sarah w's avatar
Sarah w

Good credit building product, however, they tell you...

5
Good credit building product, however, they tell you that you can have a credit review after 6 months but this doesn't seem to happen Reviewed on: 8th April 2026
Stephen O's avatar
Stephen O

Easy to apply .

5
Easy to apply ... they contacted me by email which was a breath of fresh air Reviewed on: 8th April 2026
Deb Mesher's avatar
Deb Mesher

I love how easy Zable is to use and its so easy to u...

5
I love how easy Zable is to use and its so easy to understand everything. Its all laid out easy and you're informed when payments are do Reviewed on: 8th April 2026
Denise B's avatar
Denise B

Amazing Rev

5
Quick and easy bank to use! I’ve already recommended 3 people and they use it everyday Reviewed on: 8th April 2026
Melissa D's avatar
Melissa D

Easy peasy

5
It was a fast approval process and easy to use application Reviewed on: 8th April 2026
Naaven 's avatar
Naaven

Very good has improved my credit treating already in...

5
Very good has improved my credit treating already in a couple of months Reviewed on: 8th April 2026
Pet's avatar
Pet

Best card

5
I never been able to get a credit card from anywere so I realy surprised when I got zable. Reviewed on: 8th April 2026
Natalie's avatar
Natalie

A Simple and Effective Credit Builder

5
The Zable Credit Card is a solid option if you’re looking to build or rebuild your credit score in the UK. It stands out for its quick application process and the fact that it doesn’t charge an annual fee, which is a big plus compared to some other credit-builder cards. Credit limits are typically modest at first, but they can increase over time if you use the card responsibly and make payments on time. The app is easy to use and gives clear insights into your spending and credit progress. On the downside, the interest rate (APR) is quite high, so it’s not a card you’d want to carry a balance on. It also doesn’t offer rewards or cashback, so its main value is purely in improving your credit profile rather than earning perks. Overall, the Zable Credit Card is a good starter card for building credit, as long as you pay off your balance in full each month and use it carefully. Reviewed on: 8th April 2026
Ellaine's avatar
Ellaine

Review Zable: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill