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Zable: Credit card reviews

4.81
Based on 123,713 reviews, last reviewed 17th Sep 2026
81% decrease in 5 star reviews
in the past 90 days
76% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great service. Great service. Easy to use app and whole process of signing up is very simple. Reviewed on: 17th September 2026
MS L's avatar
MS L

Latest lowest rating:

1

BE VERY CAREFUL MISLEADING AND FELT LIKE A SCAM BE VERY CAREFUL – MISLEADING AND FELT LIKE A SCAM My experience with Zable has been absolutely unacceptable. In my opinion, the way this application ... Read more Reviewed on: 6th September 2026
A Abdali's avatar
A Abdali

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

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Zable Credit card reviews (123713)

The Zable credit card stands out as an excellent opt...

5
The Zable credit card stands out as an excellent option for those looking to build or improve their credit score, offering several impressive advantages that make it a smart choice for credit-conscious consumers. The card features a quick application process, and can be used instantly through Apple Pay or Google Pay with a virtual card, eliminating the frustrating wait for a physical card to arrive. What makes Zable particularly appealing is its slightly higher credit limit that can go up to £1,800 compared to most credit-building cards with a maximum of £1,500, giving users more flexibility while helping maintain lower credit utilization ratios. The integrated app provides valuable spending alerts and allows users to track their Equifax credit score directly, while regular credit limit reviews reward responsible usage with quicker limit increases. With no annual fees, excellent customer service ratings on Trustpilot, and the convenience of immediate digital access, Zable delivers a comprehensive credit-building solution that combines practical features with user-friendly technology to help customers achieve their financial goals. Reviewed on: 10th July 2025

Zable has been a life saver for me.

5
Zable has been a life saver for me. It’s like a trusty friend that helps me out when I need a Little support. I would recommend Zable to anyone. Reviewed on: 10th July 2025

I have poor credit but I was accepted for a zable card.

5
I have poor credit but I was accepted for a zable card. Now I can manage my spending well and I can pay the balance off in one go.My credit score has already improved Reviewed on: 10th July 2025

It’s an amazing credit card.

5
It’s an amazing credit card. As soon as I put some money on it, the money gets there instantly, not having to wait for hours to be confirmed as other credit cards. It also gives you a lot of other options, but the one that stands out is the Apple Pay. Gives you an option to use it as a normal credit card, which other ones don’t. Reviewed on: 10th July 2025

Great customer service.

5
Great customer service. App is really easy to use which I love Reviewed on: 10th July 2025

The online card always works that is great

5
The online card always works that is great Reviewed on: 10th July 2025

Great card for helping people with bad credit

5
Great card for helping people with bad credit Reviewed on: 10th July 2025

Boosted Credit!

5
Zable has helped me to clear many of my previous debts and start a fresh. Boosted my credit score in just a matter of months. Feels goos being able to not stress over bills or living from paycheck to paycheck! Reviewed on: 10th July 2025

Easy to apply

5
Easy to apply without any support. Easy to set up once you have your hard card. What is fabulous is that you have your sort code and bank account number. Like a bank card. Reviewed on: 10th July 2025

Great customer service and always easy to increase c...

5
Great customer service and always easy to increase credit limit Reviewed on: 10th July 2025

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