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Zable: Credit card reviews

4.82
Based on 122,812 reviews, last reviewed 11th Jul 2026
189% increase in 5 star reviews
in the past 90 days
147% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is the best card This js the Best card i have ever found Reviewed on: 11th July 2026
Tarlochan singh johal's avatar
Tarlochan singh johal

Latest lowest rating:

1

This is so stupid app i got good credit history and... This is so stupid app i got good credit history and I’m earning good in uk and this stupid app not even offering £200 limit credit card so stupid. Was... Read more Reviewed on: 11th July 2026
Pawan's avatar
Pawan

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

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Zable Credit card reviews (122860)

Incredibly easy and efficient, highly recommend!!

5
Really good and efficient service! Easy to resolve an issue or speak to someone. Very simple and uncomplicated app which is great to use, easy interface in comparison to other companies where the app is really complicated. everything about the process is super simple and very easy. Ive easily managed to increase my credit rating since using Zable, which is why i got the card originally. Highly recommend, doesn’t disappoint!! Reviewed on: 14th June 2024

Just nice easy and simple.

5
Just nice easy and simple. No hidden gimmicks Reviewed on: 14th June 2024

can't fault them

5
I'd never heard of them before but would definitely recommend. always easy to contact and great communication. can't comment on how they deal with any.problema as I've never had any with them. Reviewed on: 14th June 2024

Great company, great customer service and would high...

5
Great company, great customer service and would highly recommend to all Reviewed on: 14th June 2024

Zable is the way for us

4
I had great, experience with Zable, the online app is easy and smooth to use, you get notification & email or message time ahead . For people who can manage their finances and need extra credit boost, Zable is the way Reviewed on: 14th June 2024

I was struggling to find a credit card because of my...

5
I was struggling to find a credit card because of my bad credit, bud zabled offered me a card with a small limit and is helping me to build up my score. Customer service is amazing and always helpful Reviewed on: 14th June 2024

Fantastic card so easy to use the app

5
Fantastic card so easy to use the app Reviewed on: 14th June 2024

Highly competitive

4
Always good to deal with at problem solving Reviewed on: 14th June 2024

zable for the win

5
Experience has been great so far. No problems at all. Monthly repayments have been easy to work with. Made my life alot easier Reviewed on: 14th June 2024

PROS and CONS

5
### Positive Experience with Zable Credit Card I have been using the Zable credit card for the past six months, and my experience has been overwhelmingly positive. The application process was a breeze—after submitting my information, I was pleasantly surprised to receive approval within 24 hours, and the card arrived just a few days later. The user interface, both on the website and the mobile app, is exceptionally intuitive. For instance, I particularly appreciate the real-time spending notifications, which help me keep track of my expenses effortlessly. One of the standout features for me has been the competitive interest rates and the transparent fee structure. Unlike my previous credit card, which often hit me with hidden charges, Zable's clear and straightforward terms have made managing my finances much simpler. Additionally, the rewards program is excellent; the cashback I earn on everyday purchases, like groceries and fuel, has added up significantly, effectively reducing my monthly bills. Customer service has also been a highlight. Recently, I had a query about a transaction, and the support team was incredibly responsive, resolving my issue within minutes via live chat. The security features, such as instant transaction notifications and the ability to freeze the card through the app, give me peace of mind knowing that I have control over my account. ### Areas for Improvement While my experience has been mostly positive, there are a few areas where Zable could improve: 1. Credit Limit Increases: The process for requesting a credit limit increase could be more streamlined. For example, when I needed a higher limit for a major purchase, the multiple steps and required documentation felt cumbersome. Simplifying this process or offering automatic increases based on account usage and payment history would enhance the user experience. 2. International Use Fees: Although the card is excellent for domestic use, the fees for international transactions are relatively high. As someone who travels frequently for work, reducing these fees or offering a more competitive exchange rate would make the card much more attractive. 3. Enhanced Rewards Program: While the current rewards program is good, expanding it to include more categories or offering higher cashback rates for specific types of purchases, like dining or travel, could make it even more appealing. For instance, additional rewards for dining out would be a great perk for users like me who enjoy exploring new restaurants. 4. Integration with Financial Management Tools: Integrating the Zable card with popular financial management and budgeting tools would provide users with a more comprehensive view of their finances. This feature would be particularly beneficial for users who rely on such tools to manage their budgets effectively. It would also save time by consolidating financial data in one place. Overall, my experience with the Zable credit card has been excellent, and with a few improvements, it could be even better. I highly recommend it to anyone looking for a reliable and rewarding credit card option. Reviewed on: 14th June 2024

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