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Zempler Bank : Business account reviews

4.84
Based on 9,886 reviews, last reviewed 12th May 2026
1% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I have no problems or issues and Im happy wih their... I have no problems or issues and Im happy wih their service. Reviewed on: 12th May 2026
Helen's avatar
Helen

Latest lowest rating:

1

Our account has been playing up for the past few days. Our account has been playing up for the past few days. The inconvenience it has caused is terrible. We cannot pay our suppliers, wages payout cannot b... Read more Reviewed on: 24th April 2026
Bahar ceyhan's avatar
Bahar ceyhan

About this product

Zempler Bank offers business accounts with no monthly fees, FSCS protection, and tools for managing finances. Features include UK-based telephone support, 24/7 fraud monitoring, in-app and online banking. Zempler Bank say they are dedicated to supporting small businesses with reliable banking solutions.

This review account was formerly for Cashplus, who rebranded to Zempler Bank on 9 July 24.

If you have used Zempler Bank , please leave a review on Smart Money People so other businesses can hear about your experience.

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Zempler Bank Business account reviews (9886)

Navigating Business Banking: Cashplus Bank

5
I recently had the opportunity to explore Cashplus Bank's Business Account, and I must say, my experience was quite enlightening. As a small business owner, finding the right banking partner is crucial, and I was eager to see if Cashplus Bank could meet my needs. Here's a detailed breakdown of my experience: Features: 1. **Quick Account Setup**: Signing up for a Cashplus Business Account was a breeze. The online application process was straightforward and saved me valuable time compared to traditional banks. 2. **No Credit Checks**: Unlike many traditional banks, Cashplus doesn't require a credit check to open an account. This feature is particularly beneficial for startups and businesses with less-than-perfect credit history. 3. **Business Debit Card**: Upon approval, I received a business debit card that I could use for transactions both online and in-store. The ability to easily manage expenses and track transactions in real-time is a game-changer for my business. 4. **Online Banking Platform**: Cashplus offers a user-friendly online banking platform that allows me to manage my account, pay bills, and transfer funds seamlessly. The interface is intuitive, making it easy for even the least tech-savvy business owners to navigate. 5. **24/7 Customer Support**: I appreciate Cashplus Bank's commitment to customer service. Their 24/7 customer support ensures that help is always available whenever I need it. Benefits: 1. **Flexibility**: Cashplus Bank offers flexibility that traditional banks often lack. From no credit checks to quick account setup, they understand the needs of small businesses and provide solutions tailored to them. 2. **Cost-Effective**: The absence of monthly fees for maintaining the account is a huge plus for small businesses operating on tight budgets. Cashplus Bank's transparent fee structure ensures that I only pay for the services I use. 3. **Accessibility**: With their online banking platform and mobile app, I can access my account anytime, anywhere. This accessibility is invaluable, especially for businesses with remote or on-the-go operations. Drawbacks: 1. **Limited Branch Network**: While Cashplus Bank's online presence is strong, they have a limited physical branch network. This might be a drawback for businesses that prefer face-to-face interactions or require in-person banking services. 2. **Fewer Additional Services**: Compared to traditional banks, Cashplus Bank offers fewer additional services such as business loans or merchant services. While this wasn't a deal-breaker for me, it's something to consider depending on your business's needs. Honesty is paramount in any review, and I must admit that my experience with Cashplus Bank's Business Account has been overwhelmingly positive. Their emphasis on simplicity, flexibility, and customer service sets them apart in the competitive banking landscape. While there are some drawbacks, they are outweighed by the numerous benefits Cashplus Bank provides to small businesses. In conclusion, I wholeheartedly recommend Cashplus Bank's Business Account to fellow entrepreneurs and small business owners. Whether you're just starting out or looking to switch banks, Cashplus offers a compelling solution that's worth considering. I would like to express my gratitude to Cashplus Bank for providing me with the opportunity to review their services. This initiative to reward reviewers with $1500 demonstrates their commitment to customer feedback and satisfaction. Finally, I want to reiterate the importance of honesty and respect in reviews. While my experience with Cashplus Bank was positive, it's essential to remember that individual experiences may vary. As such, I encourage others to share their experiences openly and respectfully, helping businesses like Cashplus Bank continue to improve and evolve. Reviewed on: 20th February 2024

great bank does what it says on tin

5
great bank does what it says on tin Reviewed on: 20th February 2024

Been fantastic and supportive for all my banking needs

5
Been fantastic and supportive for all my banking needs Reviewed on: 20th February 2024

Excellent bank.

5
Excellent bank. What more can I say. Reviewed on: 20th February 2024

So easy to access and see payments being made and re...

5
So easy to access and see payments being made and received. Accessible and well laid out. Reviewed on: 20th February 2024

Great all round experience.

5
Great all round experience. Really good service Reviewed on: 20th February 2024

I call a suport team and i m to satisfied !

5
I call a suport team and i m to satisfied ! Reviewed on: 20th February 2024

It is excellent for anyone starting a business.

5
It is excellent for anyone starting a business. Online and mobile banking are very reliable. Because the online statement categorises the kind of payments you are doing, it is easier to track where you are spending more. It works with accounting platforms such as quickbooks and there is an added bonus of the cash back. Reviewed on: 20th February 2024

Always efficient never acissue good to deal with

5
Always efficient never acissue good to deal with Reviewed on: 20th February 2024

Very helpful , always there for you on the telephone...

5
Very helpful , always there for you on the telephone overall great banking provider. Reviewed on: 20th February 2024

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