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Zempler Bank : Business account reviews

Name: Business account
Rating: 4.75 (9889 reviews)

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4.75

Based on 9,889 reviews, last reviewed 20th Jun 2026

51% decrease in 5 star reviews

in the past 90 days

60% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent Bank Excellent Seevice Highly Recommend Reviewed on: 20th June 2026

Latest lowest rating:

1

Our account has been playing up for the past few days. Our account has been playing up for the past few days. The inconvenience it has caused is terrible. We cannot pay our suppliers, wages payout cannot b... Read more Reviewed on: 24th April 2026

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About this product

Zempler Bank offers business accounts with no monthly fees, FSCS protection, and tools for managing finances. Features include UK-based telephone support, 24/7 fraud monitoring, in-app and online banking. Zempler Bank say they are dedicated to supporting small businesses with reliable banking solutions.

This review account was formerly for Cashplus, who rebranded to Zempler Bank on 9 July 24.

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Zempler Bank Business account reviews (9889)

Proof of FCA corruption and incompetence, This fake bank is insolvent

Cashplus is proof that the FCA have failed in their duty to protect customers and their funds from a rogue payment provider. This fake bank is clearly bribing the FCA to stop them from being shutdown. Every review and every complaint is the same. Customers open a bank account and the minute they deposit funds, the funds are immediately frozen and access is blocked. The FCA has failed to act in any of these thousands of instances. An employee of Cashplus disclosed that the bank is not only insolvent but that they are freezing customer funds and transferring the monies to an interest bearing account where they earn money for the directors. This is clearly theft and it needs to be publicised. The FCA are either completely useless or part of the crime and are openly turning a blind eye to this criminal activity. Reviewed on: 30th June 2022

Shocking bank should be shut down

Award that’s a joke this bank is a absolute joke read there reviews award yes award for worst bank ever I’m surprised this company have not been shut down sign you up then shut your account down keep your money my business ended up failing as could not operate shocking bank should be struck off not up for awards read the reviews there astonishing how bad they are Reviewed on: 5th June 2022

Fristrated

6 months after running the account, they 'required' more info & copies of client contracts. Not acceptable! 5 times their promise to ring back has been broken. Absolute disgrace:! Reviewed on: 28th May 2022

This bank have serious financial issues as they restrict without reason access to your money

Shocking bank statements well away Reviewed on: 27th May 2022

Shambolic fraudsters!

Business Account frozen twice, terrible customer service. I know that the FCA are inundated with complaints about this so called Bank. I have now left them but writing this review to try and stop any new business owner going through the misery this bank put me through in my first few months of trading. Also the positive reviews are blatantly written by their employees! Reviewed on: 19th May 2022

great bank with cash back happy days

great bank quick to open and get verified happy days Reviewed on: 18th May 2022

Account Frozen - no reason given

Frozen out of account, £6k in account, no forewarning and only computer generated emails when trying to query, no reason given and no proper timescale given for resolving, meanwhile they have my £6k Reviewed on: 11th May 2022

super easy and stress free banking platform

I find cashplus as very easy going stress free banking unlike others highstreet banks which for small issues they call you to come in branch with ids but the cash plus its not. Reviewed on: 4th April 2022

Simplicity is king

very simple and straightforward banking Reviewed on: 4th April 2022

K

Lots of Security.....Very satisfied very okkkkk Reviewed on: 3rd April 2022

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