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Zempler Bank : Business account reviews

Name: Business account
Rating: 4.84 (9868 reviews)

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4.84

Based on 9,868 reviews, last reviewed 16th Apr 2026

138100% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Simple, reliable banking that just works for you I’ve been with Zempler Bank for a while now and I’m genuinely impressed. Opening the account was quick and straightforward, no unnecessary hoops to ju... Read more Reviewed on: 16th April 2026

Latest lowest rating:

1

Weak Fraud Support & No Apple Pay Very disappointing experience with Zempler Bank. Around three years ago, money was taken and spent from my account due to a scam, and I did not feel t... Read more Reviewed on: 19th February 2026

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About this product

Zempler Bank offers business accounts with no monthly fees, FSCS protection, and tools for managing finances. Features include UK-based telephone support, 24/7 fraud monitoring, in-app and online banking. Zempler Bank say they are dedicated to supporting small businesses with reliable banking solutions.

This review account was formerly for Cashplus, who rebranded to Zempler Bank on 9 July 24.

If you have used Zempler Bank , please leave a review on Smart Money People so other businesses can hear about your experience.

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Zempler Bank Business account reviews (9868)

Best account I've had

Great service, really helpfuil staff and simple to use. Everything I wanted in bank account. Reviewed on: 24th March 2021

No hassle business banking

Account opened in a few minutes. No problems with transactions except some bank accounts flag up a problem paying to APS ltd. If this was NOT an issue, it would have been full marks Reviewed on: 24th March 2021

Exciting

Satisfied with the banking experience from cashplus if only they can offer bounce back loans Reviewed on: 24th March 2021

Awesome!

Very little hassle, easy to setup a Business account and fast transfers not domestic and international! Reviewed on: 24th March 2021

Cashplus offer all I needed

Easy app, instant information and good communication Reviewed on: 24th March 2021

Happy customer

I am very happy with cashplus and would highly recommend them Reviewed on: 24th March 2021

Refused to incease account amount

I have been with cash plus for 4 years. Each year the amount in the account grows as our income is greater than our outgoings. Until recently the account ran very well for us and we were able to run our business using this account. in 2021 our account held over £50,000. Cashplus contacted us to tell us that our account maximum balance had been reached and that they would return the payment to the payer. I contacted cash plus and they did allow the payment. But told me that my account amount had been reached and I could not hold any more money in the account. I asked if they could increase the account maximum amount to £70,000 or £80,000 to allow us to continue trading and taking money from clients. They said no. This means that we are not able to receive any more payments from our clients. As a Limited company I am not able to take the money in to a private or personal account. I have a duty to the company to ensure we can continue trading. Each year the balance in our account had steadily increased, which shows history of a business balance growing . So I have since opened an account with Tide and will be moving the money from Cash plus to Tide. I will then be closing Cash plus account down. The moral to my story, if you are holding a small amount of money the account is fine, but when you go over £50,000 like our real life example we could not continue trading and taking money from our clients because Cashplus would not increase the amount the account can hold. So had to go somewhere else. To the reader, this isn’t money we owed them, this is money they are holding for us paying zero interest to us. I am amazed. Reviewed on: 24th March 2021

Bank review

As a small business owner, I have been with Cashplus for 5 years and all transactions have been smooth, and customer service has been great Reviewed on: 24th March 2021

App banking, very easy to access

All concerns regarding any issue were always dealt with by customer service staff Reviewed on: 24th March 2021

Badgerwood

Has been plain sailing since joining as a customer, puts main banks to shame. Reviewed on: 24th March 2021

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