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Zempler Bank : Credit card reviews

Name: Credit card
Rating: 4.83 (5819 reviews)

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4.83

Based on 5,819 reviews, last reviewed 3rd Jun 2026

17% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good bank thank you for everything... Very good bank thank you for everything Reviewed on: 9th May 2026

Latest lowest rating:

1

Avoid, much better providers out there. they should send the app developers back to primary school. A dreadful experience that doesn't even support 2FA if you have more than one account. Can... Read more Reviewed on: 3rd June 2026

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About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

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Zempler Bank Credit card reviews (5819)

Easy to apply, hassle free

Really easy to apply and hassle free access. Clear instructions and steps to activate. The customer service team are very friendly and seem well trained as delivering good customer service. Reviewed on: 11th February 2022

number 1

top draw super cool better than money super market god staff so kind and helpful Reviewed on: 11th February 2022

Easy to apply

Easy to apply and quick decision, everything easy to do on the app Reviewed on: 11th February 2022

Clear, easy to use banking

A bank designed for today's digital world Reviewed on: 11th February 2022

Appalling customer experience

I was a week late with my monthly payment on a balance of £36 due to my family being ill. They immediately put a £12 fine on my account. When I tried to pay with my debit card as I had done in every previous month, they had blocked my ability to pay anything into my account, how ridiculous is that?? I had to call customer services and wait for ages to be answered. I paid off the total balance and told them I wanted to close the account. The agent said I would have to call back to a different department to close it. I said I would do that in a few days time. Half an hour later they phoned me again and woke me up as I was trying to sleep after late shift. I didn't answer. The following day was Saturday, again they phoned me in the afternoon, I recognise the number, I didn't answer. I can understand blocking you from using your card until you make a late payment, but to block your ability to repay it online is just ludicrous. Not everybody has the time to hang on to a customer service number that takes ages to answer. Reviewed on: 11th February 2022

Very helpful

Quick easy application and very friendly Reviewed on: 11th February 2022

They helped when no one else would.so understanding. I thank u agen

Thank u for saying yes.after so menny no trying elsewhere thank u..bean a grat help Reviewed on: 11th February 2022

Bank with no hidden extras

Been with Cashplus for several years wouldn’t go to another bank has these look after you and your money Reviewed on: 11th February 2022

No fuss, no frills banking.

The best customer banking experience, is a lack of bad experiences. That's me. Thank you. Reviewed on: 11th February 2022

Very reliable and supportive

I am happy that I have been able to afford the things I needed at the end of the month. Reviewed on: 11th February 2022

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