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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1454 reviews)

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4.95

Based on 1,454 reviews, last reviewed 5th Feb 2026

18600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is very easy to use & amazing Zopa is very easy to use & amazing Reviewed on: 5th February 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1454)

Amazing saving app

Quick when you need money from your savings in a pinch and I like how it shows your up coming expenses with how much you spent over the month Reviewed on: 17th January 2025

Flexible ISA that really is

Easy to set up the ISA. Good interest rate, easy to add and take out money during the year (and put back in) Reviewed on: 17th January 2025

Excellent all around, great rates great service

Excellent all around, great rates great service Reviewed on: 17th January 2025

Great savings arte and easy to move money

Great savings arte and easy to move money Reviewed on: 17th January 2025

First class service

I have been using Zopa for years and find their service excellent Reviewed on: 17th January 2025

Excellent Bank

Excellent everything. Rates, service, ease of use of software application, and customer service. Reviewed on: 17th January 2025

Savings ISA

I opened this account as gave great rate of interest and was easy to open. Reviewed on: 17th January 2025

The easiest online banking and saving to use

Simple to set up and an excellent app to manage and view all accounts. Reviewed on: 17th January 2025

Smart ISA

The interest rates are very competitive, the transaction process is very easy, secure and done using the intuitive app. Setting up the account is quick and simple with the ability to create additional accounts instantly from the app. I would highly recommend. Reviewed on: 17th January 2025

Banking app is very easy to use.

Banking app is very easy to use. Instance response to questions via chat on the app. Very easy to move money between diffetent banks via the ZOPA app by linking your accounts from different banks. Instant notification on how much allowance you have left to deposit your ISA account. Reviewed on: 17th January 2025

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