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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

The rates that are offered by Zopa are excellent and...

The rates that are offered by Zopa are excellent and often much higher than those offered by the high street banks I normal use. The account is quick and easy to set up and transferring money between different accounts or money pots is easy and instant. The way they show you how your interest is building throughout the month means you can make an informed decision about how and when to move your money and what to expect, making creating a savings goal much easier. When I signed up for Zopa I was unsure about how much I’d make use of the account but I’m a convert and find having my savings with them easy to manage and simple to use. Reviewed on: 16th April 2025

Simple and easy process to open cash isa and great c...

Simple and easy process to open cash isa and great competitive interest rate. Reviewed on: 16th April 2025

It was easy to open an isa.

It was easy to open an isa with one of the best interest rates at the time. Zopa provide regular information and updates. The app seems to work very well. Reviewed on: 16th April 2025

Easy to use app.

Easy to use app. Good support when needed Reviewed on: 16th April 2025

Easy to use app and competitive rates

Easy to use app and competitive rates Reviewed on: 16th April 2025

I have been with soapa for over 15 years I was origi...

I have been with soapa for over 15 years I was originally on the peer-to-peer lending which I found very good and then later when they moved to full bank status I took out cash Isis the returns are very good and the communications with zopa are always excellent Reviewed on: 16th April 2025

Great app, competitive rates and good options

Great app, competitive rates and good options Reviewed on: 16th April 2025

Great customer service and good rates for savings

Great customer service and good rates for savings Reviewed on: 16th April 2025

One of the best ISA interest rates I've seen

One of the best ISA interest rates I've seen so U have transferred from other accounts to Zopa Reviewed on: 16th April 2025

Secure and easy to use app.

Secure and easy to use app. zopa has been a good experience for me. Excellent rate of interest and easily accessable Reviewed on: 16th April 2025

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