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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44350)

Great service.

5
Great service, friendly and efficient. Reviewed on: 11th April 2023

Great company to use.

5
Always very helpful. Very quick to respond to questions. Fab customer service Reviewed on: 11th April 2023

Amazing credit card!

5
Helps boost credit! Amazing! Would highly recommend and they make it Manageable Reviewed on: 11th April 2023

Easy to use and keeps me up to date with my spending

5
Very easy to use phone app keeps me in control - easy to repay and to over pay with useful updates from time to time. Overall a very good experience with Zopa. Reviewed on: 11th April 2023

Brilliant app

5
So easy to use and great card benefits Reviewed on: 11th April 2023

Great card

5
Great card and easily accessible Reviewed on: 11th April 2023

Perfect credit card

5
Zopa keeps me update via the app which allows me to look at all services they provide support etc. They keep me updated via email, perfect company. Reviewed on: 11th April 2023

Great Company

5
Got a great offer on my Credit a card and am always kept up to date with any changes to my card. Lots of communication Reviewed on: 11th April 2023

Credit card

5
It’s one of the best I’ve used. Really good rates and even when I miss a payment they help me get back on track, they have so much support for people. Great item Reviewed on: 11th April 2023

Awesome card

5
Never had an issue :) great service Reviewed on: 11th April 2023

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