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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Just works easily

This company knows how to operate credit cards easy no hassle stress free app and banking 5 stars from me Reviewed on: 11th April 2023

Great service.

Great service, friendly and efficient. Reviewed on: 11th April 2023

Great company to use.

Always very helpful. Very quick to respond to questions. Fab customer service Reviewed on: 11th April 2023

Amazing credit card!

Helps boost credit! Amazing! Would highly recommend and they make it Manageable Reviewed on: 11th April 2023

Easy to use and keeps me up to date with my spending

Very easy to use phone app keeps me in control - easy to repay and to over pay with useful updates from time to time. Overall a very good experience with Zopa. Reviewed on: 11th April 2023

Brilliant app

So easy to use and great card benefits Reviewed on: 11th April 2023

Great card

Great card and easily accessible Reviewed on: 11th April 2023

Perfect credit card

Zopa keeps me update via the app which allows me to look at all services they provide support etc. They keep me updated via email, perfect company. Reviewed on: 11th April 2023

Great Company

Got a great offer on my Credit a card and am always kept up to date with any changes to my card. Lots of communication Reviewed on: 11th April 2023

Credit card

It’s one of the best I’ve used. Really good rates and even when I miss a payment they help me get back on track, they have so much support for people. Great item Reviewed on: 11th April 2023

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