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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Love love love!

Easy to use, great rates and awesome customer service. The app is a breath of fresh air! Reviewed on: 11th April 2023

Very good credit card.

Very good credit card and has a great app. Reviewed on: 11th April 2023

Great

Good communication and great product Reviewed on: 11th April 2023

Excellent

I have nothing but praise for zoopa. They have made my dealings with them positive at all times. I would reccomend them to all family and friends. If other companies were like zoopa we would all have an easier understanding of using a credit card and apps Reviewed on: 11th April 2023

Fast easy to use

Excellent product fast and easy to set up and easy to use app Reviewed on: 11th April 2023

Awesome

No issues EVER!! Can’t get better than that Reviewed on: 11th April 2023

Great service

Really easy to use, and very fair with payments and credit limits. Excellent communication with staff when I did have a query. Reviewed on: 11th April 2023

Would recommend

No hidden fees and clear from the start. Reviewed on: 11th April 2023

Najlepiej z Zopa

Poszukiwałem karty odpowiedniej dla mnie. To jest Zopa. Pełna satysfakcja. Reviewed on: 11th April 2023

Just works easily

This company knows how to operate credit cards easy no hassle stress free app and banking 5 stars from me Reviewed on: 11th April 2023

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