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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great to help when help is needed

This is so good to boost your credit score and always there for that extra help for when things can get tough Reviewed on: 11th April 2023

My favourite credit card

Easy to use the App - constantly kept informed. Reviewed on: 11th April 2023

Zopa

I would recommend this excellent credit card to everyone as the company is good and supportive to their client Reviewed on: 11th April 2023

Very Satisfied

Very user friendly with a fab app that helps you to keep track. I am very happy with my experience with Zopa and would highly recommend. Reviewed on: 11th April 2023

Stress free credit.. simple!

Love my Zopa credit card, easy to use, easy to pay! I carry it with me every day! Reviewed on: 11th April 2023

company favors its ideals with precision

easy handling of the app, great communication with the service via chat or call accepted anywhere, nothing to complain about and not to mention that the rate is very low and favors the customer a lot Reviewed on: 11th April 2023

Thumbs up

I’ve never had any problems with Zopa , would highly recommend Reviewed on: 11th April 2023

Great service

Really easy to use credit card and great customer service, app is easy to use as well Reviewed on: 11th April 2023

Best credit card

Easy and simple to use with good app Reviewed on: 11th April 2023

Top card

Excellent product would recommend to anyone...easy tobuse and great service Reviewed on: 11th April 2023

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