Paid advertisement
Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Top card

5
Excellent product would recommend to anyone...easy tobuse and great service Reviewed on: 11th April 2023

Love love love!

4
Easy to use, great rates and awesome customer service. The app is a breath of fresh air! Reviewed on: 11th April 2023

Very good credit card.

5
Very good credit card and has a great app. Reviewed on: 11th April 2023

Great

5
Good communication and great product Reviewed on: 11th April 2023

Excellent

5
I have nothing but praise for zoopa. They have made my dealings with them positive at all times. I would reccomend them to all family and friends. If other companies were like zoopa we would all have an easier understanding of using a credit card and apps Reviewed on: 11th April 2023

Fast easy to use

5
Excellent product fast and easy to set up and easy to use app Reviewed on: 11th April 2023

Awesome

5
No issues EVER!! Can’t get better than that Reviewed on: 11th April 2023

Great service

5
Really easy to use, and very fair with payments and credit limits. Excellent communication with staff when I did have a query. Reviewed on: 11th April 2023

Would recommend

5
No hidden fees and clear from the start. Reviewed on: 11th April 2023

Najlepiej z Zopa

5
Poszukiwałem karty odpowiedniej dla mnie. To jest Zopa. Pełna satysfakcja. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69084 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products