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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Great service

5
Great service. Easy to use and great app. Recommend Reviewed on: 11th April 2023

Great to help when help is needed

5
This is so good to boost your credit score and always there for that extra help for when things can get tough Reviewed on: 11th April 2023

My favourite credit card

5
Easy to use the App - constantly kept informed. Reviewed on: 11th April 2023

Zopa

5
I would recommend this excellent credit card to everyone as the company is good and supportive to their client Reviewed on: 11th April 2023

Very Satisfied

5
Very user friendly with a fab app that helps you to keep track. I am very happy with my experience with Zopa and would highly recommend. Reviewed on: 11th April 2023

Stress free credit.. simple!

5
Love my Zopa credit card, easy to use, easy to pay! I carry it with me every day! Reviewed on: 11th April 2023

company favors its ideals with precision

5
easy handling of the app, great communication with the service via chat or call accepted anywhere, nothing to complain about and not to mention that the rate is very low and favors the customer a lot Reviewed on: 11th April 2023

Thumbs up

5
I’ve never had any problems with Zopa , would highly recommend Reviewed on: 11th April 2023

Great service

5
Really easy to use credit card and great customer service, app is easy to use as well Reviewed on: 11th April 2023

Best credit card

5
Easy and simple to use with good app Reviewed on: 11th April 2023

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